http://www.koolik.com In this episode of Real Estate Today with Elliot Koolik of Koolik Group Realty, we will join Neil Stein, Senior mortgage consultant, of WCS Lending in discussing ways to avoid foreclosure. Neil offers advice to people who are trying to sell their house or refinance to avoid foreclosure. With the current inverse yield curve in the bond market, it is not advantageous to take out an ARM. The short term loan rates are rising and ARM payments will go up. Long term loan rates are not rising as fast as adjustable rates and may be the best option, depending on how long you intend to live in the property. Financial advisors can help you to get the best rate and will educate you about your options until you are confident you are getting the best price. Although it may seem like somebody else has a lower rate, it may end up costing more in the long-run if the mortgage rates rise or if there are hidden fees at closing. Refinancing and selling your house are great ways to avoid foreclosure, but ensuring that you get the right mortgage loan the first time is the best way to avoid the threat of foreclosure altogether.
http://www.koolik.com In this episode of Real Estate Today with Elliot Koolik of Koolik Group Realty, we will join the youngest members of Woodfield Country Club in discussing reasons for purchasing country club properties for sale in South Florida. From a child's perspective, country club communities are the best places to live. The children are never bored or stuck inside because the community is like a big family. Children meet other children in the club and take advantage of the pools, tennis courts, arcade, basketball courts, parks and playgrounds and safe areas to ride bikes. Country Club properties feature bigger rooms and various restaurants within the club. Children enjoy the family atmosphere and the freedom that comes with living in a gated country club and parents are comfortable knowing their children are safe playing with trusted neighbors.
http://www.koolik.com Elliot Koolik of Koolik Group Realty has been selling real estate for over 20 years and discusses about how amazing Woodfield Country Club is, which is located in Boca Raton, Florida. "What's Up Woodfield?" will be a new show about what goes on at Woodfield Country Club. This show explains why Woodfield Country Club is such a special place. Facilities include the main clubhouse, tennis court, fitness center, spa, and restaurant. The members are also what makes this country club so special. In addition to showing Boca Raton luxury homes within Woodfield Country Club, you will also get to meet some of the people who are already part of this amazing community. For more information about the show or learn about Koolik Group Realty, go to http://www.koolik.com
http://www.koolik.com In this episode of Real Estate Today with Elliot Koolik of Koolik Group Realty, we will join Gregory D. Manning of Manning Home Inspection in discussing real estate appraisals and home inspections. Greg Manning explains the home inspection process, starting with kitchen appliances, plumbing and cabinetry. Greg also inspects the main home, focusing on any cracks in the tile which could be red flags for structural problems. As the home inspection process continues, windows are inspected for proper sealing and a moisture meter is used to detect mold. One of the most important areas of the home in the home inspection process is the garage. The electrical panel, wiring, breakers, air conditioning system and water heater are inspected for age and energy efficiency.
http://koolik.com/buyers.php How can a customer help a mortgage broker? Assess client's situation and find the right lending mortgage types with the appropriate interest rate. Come to the broker with an understanding of what they want to accomplish. Provide documentation for the lender to assess the right mortgage for that client. Everyone's situation is different when it comes to determine the right mortgage loan type is best for that client.
http://koolik.com/buyers.php Learn what Gary and his wife did in preparing in buying a home and get a mortgage. There are various options in obtaining a mortgage. The best way to go about going through the mortgage process is to go through a checklist of your finances. Going through a mortgage broker, this couple also educated themselves about the mortgage process. It is best to go through a mortgage broker over the internet because of the expertise the broker brings to the table.
http://koolik.com/buyers.php Elliot Koolik speaks to Michelle Mondelli, a senior loan consultant from Majestic Mortgage and shares the available mortgage types that are available for home buyers. She explains that there are many mortgage programs for clients with different financial situations. To start the financing process a credit history is run, asset documentation needs to be provided, as well as other financial documents for the loan consultant to get the loan processed.
http://koolik.com/buyers.php Elliot Koolik speaks to Mark Flicker, President of Majestic Mortgage and gives some useful tips when going through a mortgage broker for obtaining a mortgage. Asking the right questions up front, providing the documents needed to determine how much you can afford and short and long term goals are usually the essential information needed. This information will help determine the right mortgage loan that will save the most money. Majestic Mortgage is a Florida mortgage broker located in Boca Raton.
See what is involved in planning home movie theater integration with security, lighting, and audio systems. Boca Theater & Automation walks us through the blueprints of a home automation system and a wiring diagram of a houses infrastructure.
Home automation expert discusses features of the best products used to integrate your home theater surround sound speakers with your security cameras and where it makes the most sense to place these products around your home.