TxtLoan resolves daily cash flow issues, such as overdraft charges, by providing £100 short-term text loans for seven days. Text Loan is a high-tech version of the payday loan which allows clients to request a loan via a simple text message. Registration is free of charge and seven days later, the client repays only £110. Once registered and approved, loans can be r ...equested online or via mobile with a quick text message, and cash is wired directly into a bank account within a few minutes. This allows people to obtain a small amount of cash to cover a unexpected expense in the shortest time possible.