atlantabusinessvideo's Channel

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  • 1
    School of Culinary Arts with Online Certification 03:15

    School of Culinary Arts with Online Certification

    by atlantabusinessvideo (2/5/13) 19 views

    http://www.epicureanculinaryartsacademy.com/ Our Culinary Arts Certificate Program is designed for passionate individuals like you who demand both the quality that the Epicurean Culinary Arts Academy delivers and the flexibility of an online Culinary Arts Program. Our Culinary Arts Certificate students are able to advance their Culinary Arts Education and transform their lives, all while maintaining their busy work and family schedules. Your reaching the Epicurean Culinary Arts Academy was not an accident! Here at Epicurean, we assist students who want a career in the hospitality industry, but want to get their training and education online at their own pace and schedule. Did you know? Chefs who work long hours don’t have time to train people in knife skills? They don’t have time to train people in safety and sanitation? You must know the importance of eliminating the possibility of cross-contamination. You must know how to keep hot foods hot and cold foods cold. You must know how to do prep work and make stocks and soups. If you don’t know these basics, you won’t even get an interview with a chef. But there is a solution! Enroll today!

  • 2
    Lack of Portfolio Diversification by Atlanta Financial Law Exper 05:17

    Lack of Portfolio Diversification by Atlanta Financial Law Exper

    by atlantabusinessvideo (4/18/12) 6 views

    http://www.cgpglaw.com/Port.htm 678-775-3550 rport@cgpglaw.com Hello. I’m attorney Robert Port, and I represent people who have been harmed by the misconduct of their financial advisor, stockbroker, or insurance agent. If you use a stockbroker, they have an obligation to recommend investments that are suitable for you. I often am asked how to determine whether an investment, or an investing strategy, is suitable. To make that assessment, here are some of the things I look at: Did The Broker Get To Know You? Did the broker discuss with you your current financial situation, net worth, needs, and risk tolerance? A broker cannot determine whether an investment, investing strategy, or insurance product is suitable for you unless they know something about you. Did the broker ask what your annual income is and your net worth? Did the broker determine whether you may need cash soon, to buy a home, or to send children (or grandchildren) to college, or if you will you need to support an elderly relative? Did the broker ask whether you can’t sleep at night if your investments go down even a little, or are you a long term investor, not worried about short term fluctuations in your investments? A broker or financial advisor who has not asked these types of questions cannot determine what a suitable investment is for you. Many times, their goal is to sell you whatever they or their firm is pushing at that particular time, including insurance products like variable annuities or whole life, or perhaps a stock or mutual fund that is being promoted by the brokerage firm. If you are offered an investment by a stockbroker, insurance agent, or investment advisor who has not taken the time to find out about your individual needs, don’t fall for their sales pitch, no matter how convincing. [another question I ask is]: Are You Diversified? The old saying that you “shouldn’t put all your eggs in one basket” applies to investing as well. For most people, a diversified portfolio of stocks and bonds is appropriate, with the general rule of thumb being that as you get closer to retirement, more of your investments should be in bonds and cash investments. Diversification means that you own stocks (individually or through a mutual fund) of both large and small companies in a variety of industries, in the US and internationally, as well as having exposure to government, municipal and corporate bonds. If your broker has you primarily invested in one stock, or in the stocks of just one industry, your investments may not be diversified and suitable for you. Sometimes, a careless or unscrupulous broker will advocate placing a substantial investment in the low-priced stock of a small unknown company, convincingly arguing that if the price goes up just a little, you will make lots of money. While it is true that Microsoft, Google and Apple were once small unknown companies and their early investors have done very well, thousands of other similar companies have failed, taking all of their investors’ money down the drain with them. Don’t take that risk. Similarly, if your investment advisor recommends placing all of your money in variable annuities, whole or variable life insurance, limited partnerships, or a private investment, you likely have a very risky, unsuitable portfolio. [another question to ask is whether]: Is Your Portfolio More Volatile Than The Market? Investing is not without risk, and not every loss entitles an investor to a legal recovery. But if a suitable investment portfolio has been constructed, the market fluctuations losses an investor experiences ought not to be significantly greater than a well known benchmark for the entire stock market, such as the Dow or the S&P 500. If, when the overall market is down 10%, you are down 40%, it may well be a signal that you are in investments that are unsuitable for you. Steer clear of any advisor who has the same solution for everyone – whether a standard selection of stocks and bonds, a variable annuity, an equity indexed annuity, whole life insurance, limited partnership or tax shelters, or private investment deals. In investing, one size does not fit all. Each of us has our own set of financial circumstances, retirement goals, immediate and long term cash needs, and risk tolerance. Our investments need to be tailored to fit our individual situation. Often, such advisors are either poorly trained, or promote what is going to generate the most commission for them, whether or not suitable for their client. If you believe you have been placed into an investment not suitable or appropriate for you, feel free to contact me to see if there might be a remedy.

  • 3
    Variable and Equity Indexed Annuities Are Frequently Inappropria 03:45

    Variable and Equity Indexed Annuities Are Frequently Inappropria

    by atlantabusinessvideo (1/9/12) 13 views

    http://www.cgpglaw.com/Port.htm 678-775-3550 rport@cgpglaw.com I’m attorney Robert Port, and I represent people who have been harmed by the misconduct of their financial advisor, stockbroker, or insurance agent.  Variable and equity indexed annuities are aggressively sold by many stock brokers and insurance salesman using scare tactics and misleading sales presentations.  The agent’s pitch often focuses on “Guaranties,” “Tax Deferral” and the ability to receive an income stream by “annuitizing” the annuity.  These annuities are often pitched to seniors through lunch or dinner investment seminars promising “estate planning” or “tax planning.”  The brokers and agents who sell these annuities are often motivated by the generous commissions they can earn on a sale – often 5% to 7% of the price of the annuity.    These annuities are generally suitable only for those who can lock up their money for a substantial period of time.  Many people who are sold variable or equity indexed annuities later realize that they are inappropriate because of the following problems, which are often glossed over or not discussed in the sales presentations. These products are only suitable for a small number of people for the following reasons:  Penalties for Withdrawal:  Annuities tie up your money for a long time by imposing “surrender fees,” or penalties if you withdraw your money within the first 5 to 7 years.  These surrender charges make cashing out these investments expensive and makes them unsuitable for those who may need to use their money for current living expenses, medical expenses, emergencies, or to help a loved one.   Excessive Fees. Variable annuities and equity indexed annuities impose high management fees which make them expensive.  Some are more than twice as expensive as the average mutual fund and eat into your investment returns.   
  Improper Placement in IRA Accounts.  Seniors and those close to retirement are the most vulnerable to inappropriate sales pitches and investment misconduct.  Often, they have a lifetime of savings or a substantial 401K, and need to assure that those funds last the remainder of their life.  They are attracted to claims that an investment will produce more income than the Money Market or a CD, or that the investment is “guarantied,” or that there is little risk.  Unfortunately, many times those claims are false.  Sometimes, the stockbroker or insurance agent simply has not been adequately trained, and carelessly recommends an investment.  Other times, the sales are motivated by the desire to earn a commission, even though the investment is not suitable or appropriate.  Tax deferrals are one of the benefits variable and equity indexed annuities provides and this benefit is lost if they are bought in an IRA, because IRAs are already a tax deferred investment. In spite of this, some salesmen improperly sell variable and equity indexed annuities to be placed inside an IRA because that is the only place many people have money to invest.   If you believe you have been sold a variable or equity indexed annuity that is not suitable or appropriate for you, please contact me to see if there might be a remedy.

  • 4
    Georgia Immigration Lawyer Joseph Rosen Explains Family Immigrat

    Georgia Immigration Lawyer Joseph Rosen Explains Family Immigrat

    by atlantabusinessvideo (12/28/11) 6 views

    http://www.jhrosenlaw.com Joseph Rosen, a former F.B.I. Special Agent and U.S. Customs Special Agent, specializes in Immigration Law. His small, personal office environment includes a friendly, multilingual staff that makes everyone’s experience pleasurable. We represent our clients honestly, competently, and for a reasonable fee. Mr. Rosen’s grandparents fled a political situation under which they were persecuted because of their religious background. They came to America and saw it as the promised land. Mr. Rosen firmly believes that the Unites States of America is the finest nation in which to live. Mr. Rosen’s support of open immigration is rooted in his family history and in his work experience as an F.B.I. agent and a U.S. Customs agent on the Mexican border. Mr. Rosen has observed the migration of thousands of individuals through his former work experience. He believes that people enter America as a land of opportunity where their fortunes are determined by their willingness to work and to be productive. Contact Mr. Rosen at 678-461-6046.

  • 5
    Atlanta Financial Lawyer Robert C. Port Discusses Broker Fraud M 03:32

    Atlanta Financial Lawyer Robert C. Port Discusses Broker Fraud M

    by atlantabusinessvideo (12/12/11) 4 views

    http://www.cgpglaw.com/Port.htm 678-775-3550 rport@cgpglaw.com Hello. I’m attorney Robert Port, and I represent people who have been harmed by the misconduct of their financial advisor, stockbroker, or insurance agent. While every case is different, there are a number of warning signs or red flags that indicate you or a loved one might be a victim of improper sales practices, financial wrongdoing, or even fraud. In this segment we’ll discuss improper investment advice given to benefit the agent and motivated not by what is best for you. It is unfortunate, but you can't always rely on financial advisors to give you advice that is in your best interest. Some recommend investments that pay the highest commission regardless your needs and risk tolerance. Common examples of these types of investments are variable annuities and equity indexed annuities which often pay commissions of 5% to 7% of the price of the annuity. Another common abuse is called “Churning”. “Churning” is when a broker buys an investment to earn a commission, holds it for a short period of time, such as a few days or weeks, and then sells it (and earns another commission) and buys something else to start the cycle again. Often, the broker claims this short term trading is to take advantage breaking news or rumors. Some will also refer to this as “day trading.” Churning is almost always a losing proposition for the investor but one that generates large commissions for the broker. It is generally very risky, and rarely a proper or suitable investment strategy. The commissions charged generated on each transaction usually eat up any profits, and the investor gets stuck with any losses and the broker is the only one who benefits, and sometimes handsomely. One warning sign that a broker is churning is that he or she is making the trades without first contacting you. If you are receiving lots of paperwork from the brokerage firm about transactions that you did not discuss in advance with you broker, you might be a victim of churning. Another warning sign is a broker who aggressively promotes an investment “product” offered by his brokerage firm, such as a limited partnership, a mutual fund sponsored by the brokerage firm, or something claimed to offer tax shelter. I’d like to say a little more about variable annuities, and equity indexed annuities. Most experts agreed that these types of annuities are suitable for only limited number of people. Even so, billions of dollars of variable annuities and equity indexed annuities are sold each year to unsuspecting investors. If any of these experiences sound like yours, you may be a victim of stockbroker or insurance agent misconduct or financial fraud. Not every loss is evidence of a problem. But many times, a stockbroker, financial advisor or insurance agent has sold someone an investment, annuity or life insurance that is completely unsuitable for them. When that happens, the investor is subject to more risk than is appropriate for them, and as a result, often experiences devastating losses. If you believe you have been a victim of investment misconduct or fraud, please contact me to see if there might be a remedy.

  • 6
    Atlanta Immigration Attorney Joseph Rosen Explains Fiance Visas 01:14

    Atlanta Immigration Attorney Joseph Rosen Explains Fiance Visas

    by atlantabusinessvideo (11/11/11) 9 views

    http://www.jhrosenlaw.com Joseph Rosen, a former F.B.I. Special Agent and U.S. Customs Special Agent, specializes in Immigration Law. His small, personal office environment includes a friendly, multilingual staff that makes everyone’s experience pleasurable. We represent our clients honestly, competently, and for a reasonable fee. Mr. Rosen’s grandparents fled a political situation under which they were persecuted because of their religious background. They came to America and saw it as the promised land. Mr. Rosen firmly believes that the Unites States of America is the finest nation in which to live. Mr. Rosen’s support of open immigration is rooted in his family history and in his work experience as an F.B.I. agent and a U.S. Customs agent on the Mexican border. Mr. Rosen has observed the migration of thousands of individuals through his former work experience. He believes that people enter America as a land of opportunity where their fortunes are determined by their willingness to work and to be productive. Contact Mr. Rosen at 678-461-6046.

  • 7
    Attorney Robert C. Port: Stockbroker & Investment Adviseor Fraud 02:27

    Attorney Robert C. Port: Stockbroker & Investment Adviseor Fraud

    by atlantabusinessvideo (11/10/11) 6 views

    http://www.cgpglaw.com/Port.htm 678-775-3550 rport@cgpglaw.com Hello. I’m attorney Robert Port, and I represent people who have been harmed by the misconduct of their financial advisor, stockbroker, or insurance agent. While every case is different, there are a number of warning signs or red flags that indicate you or a loved one might be a victim of improper sales practices, financial wrongdoing, or even fraud. These unscrupulous advisors often target small investors, retires and unsophisticated people with most of their savings in their IRA retirement accounts. And the misconduct often goes unnoticed until they die or become disabled, and an executor or guardian gets involved. In this, and subsequent videos, we’ll discuss the most common of these abuses and how you can spot them, avoid them or obtain restitution for losses if you were sold inappropriate financial products. Trouble signs that we’ll discuss include: Did your broker take the time to learn about you and your future needs and risk tolerance? Have you ever needed to withdraw money from an investment and been told it would be subject to large, unexpected penalties? Does your retirement savings fluctuate up and down more than the stock market does? Is your money invested only in a few stocks, or only in the stocks of a particular industry? Is there lots of buying and selling in your account, and does your broker earn a commission on each transaction? If any of these experiences sound like yours, you may be a victim of stockbroker or insurance agent misconduct or financial fraud. Not every loss is evidence of a problem. But many times, a stockbroker, financial advisor or insurance agent has sold someone an investment, annuity or life insurance that is completely unsuitable for them. When that happens, the investor is subject to more risk than is appropriate for them, and as a result, often experiences devastating losses. If you believe you have been a victim of investment misconduct or fraud, please contact me to see if there might be a remedy.

  • 8
    Atlanta Immigration Attorney Joseph Rosen: US Citizenship 01:04

    Atlanta Immigration Attorney Joseph Rosen: US Citizenship

    by atlantabusinessvideo (11/1/11) 34 views

    http://www.jhrosenlaw.com Joseph Rosen, a former F.B.I. Special Agent and U.S. Customs Special Agent, specializes in Immigration Law. His small, personal office environment includes a friendly, multilingual staff that makes everyone’s experience pleasurable. We represent our clients honestly, competently, and for a reasonable fee. Mr. Rosen’s grandparents fled a political situation under which they were persecuted because of their religious background. They came to America and saw it as the promised land. Mr. Rosen firmly believes that the Unites States of America is the finest nation in which to live. Mr. Rosen’s support of open immigration is rooted in his family history and in his work experience as an F.B.I. agent and a U.S. Customs agent on the Mexican border. Mr. Rosen has observed the migration of thousands of individuals through his former work experience. He believes that people enter America as a land of opportunity where their fortunes are determined by their willingness to work and to be productive. Contact Mr. Rosen at 678-461-6046.

  • 9
    是一家全球性的翻译服务公司,中国-英语

    是一家全球性的翻译服务公司,中国-英语

    by atlantabusinessvideo (9/8/11) 8 views

    http://www.TrueLanguage.com TrueLanguage 是一家全球性的翻译服务公司,尤其擅长于培训课件及人才开发课件的本地化。公司以弥合语言和文化之间的差异为己任。 我们的客户背景各异,但它们都有着全球视野,乐于编写、设计和实施各种学习方案,以便为世界各地的员工打开知识宝库之门。 TrueLanguage 已获得 ISO 认证。我们所有的语言工作者都拥有其母语的翻译证书。他们的特别过人之处,还在于他们在我们服务的各行各业中已成为行家里手。我 们保证译文中的每字、每句都能表达出原文的真实意蕴,让目标受众心领神会。 请今天就致电 TrueLanguage,预约咨询时间。

  • 10
    Language Translation of Training Materials

    Language Translation of Training Materials

    by atlantabusinessvideo (8/22/11) 14 views

    http://www.truelanguage.com/ TrueLanguage is a global translation service that specializes in localizing training and development courseware to bridge language and culture differences. Our clients span a range of global-reaching organizations who author, design, implement and/or consult on learning solutions to help share instructional programs and knowledge base to staff across the world. TrueLanguage is ISO certified. All our linguists are certified and subject matter experts. We ensure each word says what you want it to say in a way your target audience will understand. Call TrueLanguage today to set up a consultation.

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