We offer free consultations with an experienced bankruptcy attorney to determine whether or not bankruptcy is right for you. Bankruptcy can help to eliminate or reduce taxes, stop garnishments, stop foreclosures, stop repossessions, reduce car payments and wipe out credit card debt. We handle bankruptcies for consumer debtors and not creditors, and we do our best to k ...eep our fees as low as possible. A consumer debtor typically chooses between filing a Chapter 7 bankruptcy, a Chapter 13 bankruptcy, and in some cases, a Chapter 11 bankruptcy. Chapter 7 and Chapter 13 bankruptcies are the most common. A debtor filing a Chapter 13 bankruptcy is often able to file the case through our office by paying no attorneys fees up front before the case and only paying the court costs and expenses to file the case. A Chapter 13 case is essentially a bankruptcy approved debt payment plan. Most Chapter 13 bankruptcy clients pay their attorneys fees to our office through a reasonable debt repayment plan that is part of their Chapter 13 bankruptcy plan. We also charge reasonable Chapter 7 bankruptcy attorneys fees and work closely with the client through the process to help them eliminate their credit card debt and their medical debt through the Chapter 7 bankruptcy process. Call us today and meet with one of our attorneys, David Cox, David Wright, Janice Hansen, or Heidi Shafer, for free. Serving Lynchburg, Bedford, Danville, Charlottesville, Farmville, Harrisonburg, Staunton VA. Please Call for your free appointment. We want to help you lift the heavy burden of uncontrollable debt from your shoulders and your family's lives. Call NOW 1-800-254-2760.