download file here : *******sharehigh****/Kellly9324/Runescape
Hey guys, due to a ton of messages asking for my method lately (I had taken down the previous videos selling this), I am back to selling the method.
Please watch my Runescape Phishing video series if you want to know what this is.
Main Entry: phishing
Part of Speech: noun
Definition: the practice of luring unsuspecting Internet users to a fake Web site by using authentic-looking email with the real organization's logo, in an attempt to steal passwords, financial or personal information, or introduce a virus attack; the creation of a Web site replica for fooling unsuspecting Internet users into submitting personal or financial information or passwords
I am selling the following things, all together, for $20.00 Paypal:
-Extremely thorough text guide, designed for beginner-intermediate users.
-Phishing files (to upload to a free web hosting site, to make your fake website; guide will show you how to do that).
-A picture of my Microsoft Shortkeys (free program used to help, not necessary though) settings, to help you configure yours.
-Social engineering text guide (shows you how to play your conversation out).
download file here : *******sharehigh****/Kellly9324/Runescape
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Do you remember the joy of opening a full piggy bank? Unfortunately, it appears that many Americans find a lot more joy in spending than saving. The U.S. Commerce Department reported in February that Americans' savings rates continue to decline dramatically to negative levels not seen since the Great Depression. Statistics indicate that young Americans rank second in bankruptcy demographics and spend nearly 24 percent of household income on debt payments.
It is time Americans meet Benjamin Bankes, the icon of Feed the Pig, a national public service campaign of the American Institute of Certified Public Accountants AICPA and Ad Council. Benjamin serves as a reminder of savings for the campaign's target audience, 25 to 34 year olds, known as Career Builders. He inspires them to reignite the savings habit by taking small, easy steps to take control of their finances.
National Pig Day may last one day, but the savings messages of the Feed the Pig campaign are critical throughout the year. Today is the perfect time to begin taking small but meaningful steps to save money and learn to control your finances. Here is how
Open a 401k. Check to see if your employer matches a percentage of your contribution. A matching contribution is essentially free money.
Bank your raise or at least a portion of it. If you don't get used to having the extra money, you won't miss it.
If you're carrying student loans, make repaying them a priority over discretionary consumer spending.
Consider raising the deductible on your insurance policy. For example, if it is $100, increase it to $200. It will have an impact on your premium payments.
Be energy efficient. Turn down the thermostat, and turn off the lights.
Always pay your credit card bill in full each month to avoid interest charges. Choose credit cards with cash back rewards and no annual fees. Consider cutting up a credit card.
Dust off your library card. Watch DVDs and get books for free. Many libraries offer free Internet access.
Kick the habit. Smoking is hard on the wallet and your health.
If you are ready to experience the joy of a full piggy bank once again, visit FeedthePig**** for free financial information, tools and calculators help you take control of your finances.
CPA spokespeople are available to reporters to discuss savings tips and other financial literacy topics.
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Financial information geared to the Black community but profitable for all.
Is there a way to view the remaining balance of a Gift Card or Gift Certificate?
To view the balance left on your eBay Gift Card or Gift Certificate:
- Log in to your PayPal account
- View your PayPal profile
- Select "My Money," and look for "Gifts and Discounts" to see your Gift Card balance.
Is a PayPal account required to redeem an eBay Gift Card?
Yes. If you do not have a PayPal account, you must open one to redeem your Gift Card. You can create a PayPal account at any time, even after you've won an item on eBay.
What if my purchase costs less than the amount of my Gift Card?
Once you use your Gift Card on eBay****, your remaining balance will be credited to your PayPal account. Here's how you can use your Gift Card balance to buy items on eBay:
- Enter your 13-digit redemption code at checkout. You can also find your redemption code by going to the "My Money" section on your PayPal profile page.
- Click "Apply," and your Gift Card balance will be applied to your purchase.
Is there a way to replace a lost eBay Gift Card?
Lost, stolen or damaged Gift Cards will not be replaced except in limited circumstances or where required by law, and only if the Gift Card has never been used and with proof of purchase as required by PayPal. A processing fee may apply.
If you have already used a portion of your Gift Card, the remaining balance is attached to your PayPal account and can be applied to future purchases, even if you lost the card. To view the balance and redemption code for an eBay Gift Card that you've used before, follow these steps:
Log in to your PayPal account.
Click the Profile tab.
In the Financial Information column, click "Gifts and Discounts" to see your Gift Card balance.
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open a laptop and a computer for work. Before you open it. say a little prayer for the functionality. the workload it takes on is tremendous.A machines task functionality.
A college education is mandatory in today’s job market.
On another entirely different note:
Many workers find themselves pursuing a higher education while they are employed. One way colleges are making access to education more convenient for workers is by offering a wide range of their curriculum via online courses. This growing trend brings with it all the advantages and disadvantages associated with Internet connectivity.
One of the main advantages to students is easy access to their coursework at all hours of the day and night. In fact, online classes can usually accommodate any work schedule. The ease of communication with the instructor is another reason online courses are so popular. Still another important advantage is that online courses can be accessed easily from any public commuter with an Internet connection, like those you might find at universities or in public libraries.
Colleges and universities support this trend toward online classes because they can attract more students and increase revenue without incurring the overhead associated with a classroom full of students.
However, as with any trend, there is a downside to this rapid increase in online education. Chief among the challenges institutions face is the need to defend against Internet-based threats. These threats are inherent in Web access and include instant messaging and peer-to-peer file sharing, spyware and phishing attacks, a wide-range of objectionable Web content and human nature itself.
Examples of human corruption as a source of Internet-based threats are everywhere. The Internet is rife with everything from the criminality of hacking and phishing attacks to the irritation of surreptitious spyware agents. The most dangerous threat is from predators who often target young people, the very ones who are likely using computers at schools and libraries. In a recent scandal involving MySpace****, a predator was tracking the movements of teenaged girls via their myspace**** postings. Predators on the Internet have been present since the beginning of Internet technology. They fish in chat rooms, message boards and e-mail. Even if the unsuspecting public is aware of the dangers posed by predators, the need for Internet security is essential in any strategy for defending against Web-based threats. This becomes even more critical when an educational site is vulnerable to attack.
Colleges provide their own websites, message boards, blogs and email addresses. When a phisher or hacker or a predator with hacking skills is able to breach the unsecured network of a college, it leaves more than just intellectual property open for perusal. And if external threats to the students and the network were not enough, a system administrator at a college also has to deal with the actions of the students as well.
The Hazards of Downloading
Computer access in the college library is very common even on the smallest of community college campuses. Students unaware of security threats can easily surf a number of questionable websites, downloading objectionable material and leaving a network vulnerable by visiting a chat room or opening an instant message with a skillful hacker on the other end.
Through any of these means an unprotected network can be at risk for backdoor programs, viruses and hackers. Defending against these threats is important for network security, student safety and the college’s reputation. An unsecured network is easy prey for an experienced hacker and the last thing a college can afford is to have a student’s personal information or worse, financial information compromised.
Reputation and Integrity
Colleges rely on their reputations and integrity to distinguish their institutions in a crowded field. Their reputation is comprised of many elements including student success rates and faculty expertise. The integrity of a college’s network security can directly impact student enrollment because any decline in a school’s good reputation can spread like wildfire. Schools with diminished reputations can see enrollment fall off as parents and students alike find other schools with better reputations.
This situation doesn’t just affect colleges, it also applies to local schools and school districts where networks, computers in classroom and wireless connections are becoming more common. Even more compelling, protecting young children is more critical for schools than even their reputations.
Utilizing proper filtering hardware and software can protect the integrity of the educational institution as well as their security and by extension, the security of the students. Filtering hardware can prevent students from accessing unsafe websites or questionable ones. It can prevent downloading of materials, backdoor programs and worms.
The Obvious Solution
With the use of filtering hardware, schools can protect ports into their network exploited by instant messaging programs and more. When it comes right down to it, educational institutions are negligent if they do not employ the right network security. With so many potential problems waiting to prey on the unsuspecting and unsecured network, filtering hardware is the obvious answer.
The Divorce Process in California
The summons and the petition for dissolution of marriage set the tone for the rest of the divorce. There are less confrontational options than to have these documents delivered to your spouse by a sheriff or process-server. − Barstow family law attorney Sharon J Brunner
Step 1. Gather Information
Once you choose a lawyer, the divorce process in California begins with gathering information such as names of the parties, birthdates and addresses, along with detailed financial information.
To obtain full and accurate information, your lawyer will need to scrutinize tax returns and pay stubs, bank statements and retirement plan accounts such as 401(k) plans. If there is an allegation that a spouse is unemployed or underemployed voluntarily, your lawyer will also review earnings history. If your spouse is self-employed, business income and expenses will need to be reviewed. For liabilities, all credit card statements, loans and other debts will need to be scrutinized and evaluated.
This step will create a preliminary balance sheet to have an understanding of the marital estate as a whole. Discovery may be necessary to force the other side to produce information and documents.
Step 2. Initiate the Divorce
To initiate a divorce, two documents will be prepared:
Summons. This is a formal notification of legal action. It provides a time for the other party to respond and a basic restraining order that prevents both parties from disposing of assets, changing insurance or disrupting the status quo.
Petition for dissolution of marriage. The petition is specific to your circumstances. It notifies the other party of issues such as marital property division, child custody, child support and spousal maintenance. This document includes a recognition that the parties have lived in California long enough to divorce in this state. The petition will state that the reason for divorce is an irretrievable breakdown in the marriage relationship. Since California is a no-fault state, that is all you have to say. The petition ends with a prayer for relief from the court.
Attorney Sharon J Brunner will seek temporary relief for child custody and visitation, child support, monthly finances, spousal maintenance and, if appropriate, attorney's fees while your divorce is in process.
Step 3. Marital Termination Agreement (Divorce)
In California, your divorce will be concluded by a document known as a Marital Termination Agreement. You and your spouse, with the assistance of your respective attorneys, will try to come to an agreement on issues such as marital property division, child custody and visitation, child support and spousal maintenance. If you and your spouse are unable to agree, a court will make a decision as to how the divorce terms are defined. That generally involves a trial.
Free Consultation With Divorce Law Attorney Sharon J Brunner
Give your divorce the careful attention it deserves. Call Victorville lawyer Sharon J Brunner at 760.946.7115 or fill out our simple contact form for a free initial consultation. The lawyer serves clients throughout the san bernardino area, including Victorville, Apple Valley, Hespria, Big bear, Barstow, Phelan, Oak hills. and devore
This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent counsel for advice on any legal matter.
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Hi-tech fraudsters have begun taking advantage of the global financial turmoil. The US Federal Trade Commission has issued a warning saying phishing gangs were using the turmoil to extract valuable information from consumers.
Bank turmoil fuels phishing boom in US
Hi-tech fraudsters have begun taking advantage of the global financial turmoil. The US Federal Trade Commission (FTC) has issued a warning stating that phishing gangs were using the turmoil to extract valuable information from consumers. In the rapidly changing banking world where many institutions suddenly had new owner’s fraudsters pose as the new owners of banks or the federal agencies charged with oversight of struggling institutions. FTC has therefore urged consumers to be wary and not reply to e-mail messages or pop-ups that ask for personal or financial information even if they appeared to come from a bank. Consumers have also been advised to scrutinize bank and credit card statements for unauthorized withdrawals or transfers. The banks and other financial institutions caught up in the turmoil and topping the list of phishing targets include Chase, Wachovia and Bank of America.
Former MMD national secretary, Vernon Mwaanga, has appealed to party members to maintain the focus of the party's campaign for the forthcoming elections on issues which are important for the people of Zambia. He urged the party to not descend to the level of anarchists whose campaigns were based on character assassination.
Zambian leaders to focus on developmental issues
Elections in Zambia are not issue based. Even when some political parties or candidates attempt to campaign on the basis of issues that they intend to address, there is no guarantee that they would fulfill them once voted for. On the other hand many citizens appear to be unaware of the connection between elections and their own development and that of the country. Political parties in Zambia are so preoccupied with power politics that very little attention is paid to development politics. It is important, however to emphasis the link between elections and development. Today there are some national issues which have been left hanging in the balance. These include the constitution making process, the awarding of hefty salary increments to politicians and other constitutional office holders, the road infrastructure country wide, social services such as health and education, employment and secure livelihoods for the Zambian people.
South Korea is considering building refugee centers in Thailand, Mongolia and Russia to house North Koreans fleeing their homeland in search of asylum. Hundreds of North Koreans flee the hermit state every year, usually crossing into China and then on to a third country on their way to eventual asylum in South Korea.
South Korea to build refugee centers
The South Korean government should speedup up establishing refugee centers in the Far East and South East Asian countries that serve as transit route for fleeing North Koreans. Countries that experience migrant influx from North Korea such as Mongolia, Russia and China on account of their geographical proximity should be supported by the south in the formers effort to economically support them. Thailand may not be sharing borders with the north but it is a major transit route for those who escape north. Therefore, the government must act speedily to organize refugee camps in these countries and support the respective governments in providing adequate facilities. Also, South must ensure that North Korean refugees to these countries are finally granted asylum within South Korea rather than being a mute witness to their repatriation. At a time when the south is building plans to lead the Korean unification it needs to prove its credential as a nation that can take responsibility of the suffering northerners.
Authorities in Nepal have enthroned a three-year-old girl as the main "living goddess," in a centuries-old ritual.Matani Shakya was chosen by a panel of judges in a competition that featured a number of 2- to 4-year-old girls from the same impoverished caste.
Nepal’s new living Goddess
The human rights should take up the cause of the little serial devis more determinedly. The Hindu and Buddhist priests have appointed three-year-old Matani Shakya to the position of living goddess. Matani was chosen by a panel of judges in a competition that featured a number of 2- to 4-year-old girls from the same impoverished caste. The girls were judged by their horoscopes and their bodies. In this contest, the living goddess was to have perfect hair, eyes, teeth and skin and no scars. She will live -- without her parents -- in an ancient temple in Katmandu where she will become a tourist attraction until she reaches puberty and loses her divine status. The whole process, no doubt based upon fairly benign cultural backgrounds is fraught with abuse. The child is taken away from the parents and then loses her privacy, right to good schooling, play with peers and an independent future. Instead, Nepalis should start considering each young girl as a living goddess and try and bring some normalcy and happiness to the life of young nepali girls.
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IIFM’s guest speaker Mr. Rammohan Bhave the MD of ConsultIFRS Strategy Consultants Pvt Ltd, explains how the knowledge of IFRS is paramount in the current financial world. The growing need for increased transparency and comparability of financial information across countries has led to the rapid emergence of IFRS as a set of global standards. For more information please visit *******www.iifmglobal****/
Most consumers DON'T know "HOW THE SYSTEM WORKS" or have a clue HOW to make it work for them. See for yourself Did you know…
* Credit reports that banks and businesses get contain double the financial information than the ones you and I get from the Credit Bureaus?
* By quickly deleting all derogatory items from your credit report, you can cause your credit score to drop?
* With an excellent credit score you can get access to a large volume of interest free cash? Your credit score affects almost every bill you get, including your auto, home, and health insurance? That's right. In most cases, banks and credit bureaus are deceiving you. They want to maintain full control, and that's why they NEVER give out or let you see an actual copy of your own credit report. Ask them. I bet the next time you get turned down for credit and want to see your report, you'll get some far-fetched story about the report containing private information, or that it's a special rating system that they can't let you see. Investigate, a
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[below is an excerpt from a live loan modification teleconference]
Ryan: A lot of times what happens, yeah, is that some event kind of creeps up. They might have even had the expense but then now it's maybe doubled or tripled and so they don't think, they're income hasn't gone down.
Mike: Yeah. So you have to prepare by understanding your hardship and then most importantly prepare your budget. That's the most important financial information to have before you call and then lastly I always recommend that you remove funds on deposit with any bank that you're negotiating with. So preparation is important. The second thing I recommend to everybody is, and this kind of bugs people, is that you answer the phone every time the lender calls, even if it's the collection department.
Ryan: Honestly, that's a huge drag.
Mike: Yeah. Cause most people go into denial and they don't like to talk about their difficulty, they certainly don't like to be reminded of it and it's very often at an awkward time or in an awkward place. But I really urge everybody, answer that phone. Tell your story, try to get positive entries into your files, and most importantly ask questions. These are real people and if you can engage with them they very often will give you information that will be helpful to you in your loan mod effort.
And by the way, you should listen on the Phone Tap CD, you should listen to some of the examples of ways that I ask questions of different collection agents and stuff like that, because it can be really kind of fun. And they do give you a lot of good information. I think you'll get a kick out of listening to that. Now the third thing is always document important information in writing. It's not good enough just to make a note of it and put it into your file. You've got to send it to the lender. A qualified written request, page 118 of the workbook, it says the qualified written request is established by section six of the Real Estate Settlement Procedures Act. And it gives you the legal right to expect a written response from your lender, a formal written response, confirming that they received your request for information within 20 days and a formal, complete, thorough response to your inquiry within 60 days.
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