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2:24
Merge Vs. Separate Accounts in Marriage - as part of the expert series by GeoBeats. I think it is really important that couples merge certain parts of their finances. And the most important one is to merge their daily living expense account. In other words the account that you pay your daily bills out of should be a merged account. And, what I recommend is that each person, and, Iam assuming both people are working, is that you both agree on the amount of money out of your pay check you are going to put into that merged account for the bills. Let's say, your wife is making more than you, or, your husband is making more than you. I would say it is fair to have that person put a bigger percentage into the daily living, daily bill expense account than the person making less money, make it fair. And, then, so, you are both equally sharing in the expenses. Okay, then I also recommend that married couples have a joint investment savings account. They also agree how much they are going to put in. Maybe this is not an every month thing, maybe this is, you know, two times a year you decide how much you are going to put into your investment savings account. That is not a retirement savings account. So, you are building wealth together in an investment account. Then, third, if you, I recommend if you had separate investment accounts before you were married, then you keep them separate. And, why is this? Well, unfortunately, you know the divorce rate is high and if you merge your personal money, at least in community property states, it becomes joint money, and, it may be an unfair split in case of a divorce. It does not mean to say that you cannot have your spouse be the beneficiary on that investment account. You can fully plan to share it when you want to, when you want to merge some of your money in the joint account, that is fine. But I would keep the accounts that you had before you were married, separate. Then, of course, retirement accounts are always separate, you own those individually, those are not merged. And, then, you can add your spouse as a beneficiary. To me, this is the most equitable way to combine finances, and specially now when usually there are dual earning couples. People are getting married later in life. They have accumulated assets. I think this creates a good feeling between the couples.
14 Jul 2011
140
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2:42
http://www.tacomalawfirm.com Washington probate and estate planning attorney Tom Oldfield discusses whether or not you should have a joint bank account and what that means for you. A lot of people think about what will happen when they are unable to make their own decisions. As probate and estate planning attorneys, we fully understand the plight of a family as the choose power of attorney and make living wills. What a lot of people don’t think about it the practical things, like bank accounts. What about your loved ones money to pay bills and survive? Who will handle all the financial questions? Did you know that banks actually attach a right of survivorship to joint accounts now, allowing the other party to take over financial control if the partner dies? It’s important to understand your options with joint bank accounts and if they are the right decision for you. Watch the video now to learn more. For more information about estate planning law and my firm, visit our educational website at http://www.tacomalawfirm.com, where you can view some of the other areas of law in which we practice. If you have legal questions, I want you to call me at (866) 309-1031. I welcome your call. Oldfield & Helsdon, PLLC 1401 Regents Blvd., Suite 102 Fircrest, WA 98466 (866) 309-1031
19 Mar 2012
65
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29:04
1989 BBC sitcom set in the Home Counties with Peter Egan fresh off Ever Decreasing Circles playing house husband David Braithwaite to wife Belinda, (Hannah Gordon) whose job as bank manager of the county bank pits her against male colleagues like her chauvinist assistant manager Ned (John Bird) and the sinister area manager Rickles. There's also a female neighbour who takes a shine to David and a male lothario lawyer. The first series establishes the characters whilst in the longer and better second series, the couple face difficult choices which threaten their marriage. Although it never flows quite as easily as EDC, once it gets going it's highly watchable.
16 Aug 2011
80
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3:57
Ciara Like A Boy lyrics 2007 Ladies... I think it's time to switch roles C-I-A-R-A Pull up your pants (Just Like Em') Take out the trash (Just Like Em') You can dig cash like em' Fast like em' Girl you outta act like ya dig (What I'm talkin' bout') Security codes on everything Vibrate so your phone don't ever ring (Joint Account) And another one he don't know about Wish we could switch up the roles And I could be that... Tell you I love you But when you call I never get back Would you ask them questions like me?... Like where you be at? Cause I'm out 4 in the morning On the corna rolling Doing my own thing Ohh What if I?... Had a thing on the side? Made ya cry? Would the rules change up?... Or would they still apply?... If I played you like a toy?... Sometimes I wish I could act like a boy Can't be getting mad! What You Mad? Can't Handle that! Can't be getting mad! What you mad? Can't handle that! Girl go head and be... (Just Like Em') Go run the streets (Just Like Em') come home late say sleep like em' Creep like em' Front with ya friends Act hard when you're with em' like em' (What) Keep a straight face when ya tell a lie Always keep an airtight alibi (Keep Him In The Dark) What he don't know won't break his heart Wish we could switch up the roles And I could be that... Tell you I love you But when you call I never get back Would you ask them questions like me?... Like where you be at? Cause I'm out 4 in the morning On the corna rolling Doing my own thing Yea What if I?... Had a thing on the side? Made ya cry? Would the rules change up?... Or would they still apply?... If I played you like a toy?... Sometimes I wish I could act like a boy Can't be getting mad! What You Mad? Can't Handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! If I was always gone With the sun getting home (Would Ya Like That?) Told you I was with my crew When I knew it wasn't true (Would Ya Like That?) If I act like you Walk A mile off in yo shoes (Would Ya Like That?) I'm messing with your head again Dose of your own medicine What if I?... Had a thing on the side? Made ya cry? Would the rules change up?... Or would they still apply?... If I played you like a toy?... Sometimes I wish I could act like a boy Can't be getting mad! What You Mad? Can't Handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that If I played you... Would yo like that? Had friends... Would you like that? Nother car? Would you like that? Hell naw You wouldn't like that No! What if I made ya cry! Would they still apply! What if I... If I played you like a toy Sometimes I wish I could act like a boy!
13 Apr 2010
1030
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4:00
Ciara - Like A Boy (C) 2007 LaFace Records, LLC * LYRICS * [Verse: 1] Pull up your pants (Just Like Em') Take out the trash (Just Like Em') getting ya cash like em' Fast like em' Girl you outta act like ya dig (What I'm talkin' bout') Security codes on everything Vibrate so your phone don't ever ring (Joint Account) And another one he don't know about [Hook] Wish we could switch up the roles And I could be that... Tell you I love you But when you call I never get back Would you ask them questions like me?... Like where you be at? Cause I'm out 4 in the morning On the corner rolling Doing my own thing Oh [Chorus] What if I?... Had a thing on the side? Made ya cry? Would the rules change up?... Or would they still apply?... If I played you like a toy?... Sometimes I wish I could act like a boy [Guy Chopped & Screwed Voice] Can't be getting mad! What You Mad? Can't Handle that! Can't be getting mad! What you mad? Can't handle that! [Verse: 2] Girl go head and be... (Just Like Em') Go run the streets (Just Like Em') come home late say sleep like em' Creep like em' Front with ya friends Act hard when you're with em' like em' (What) Keep a straight face when ya tell a lie Always keep an air-tight alibi (Keep Him In The Dark) What he don't know won't break his heart [Hook] Wish we could switch up the roles And I could be that... Tell you I love you But when you call I never get back Would you ask them questions like me?... Like where you be at? Cause I'm out 4 in the morning On the corner rolling Doing my own thing Yea [Chorus] What if I?... Had a thing on the side? Made ya cry? Would the rules change up?... Or would they still apply?... If I played you like a toy?... Sometimes I wish I could act like a boy [Guy Chopped & Screwed Voice] Can't be getting mad! What You Mad? Can't Handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! [Bridge] If I was always gone With the sun getting home (Would Ya Like That?) Told you I was with my crew When I knew it wasn't true (Would Ya Like That?) If I act like you Walk A mile off in yo shoes (Would Ya Like That?) I'm messing with your head again Dose of your own medicine [Chorus] What if I?... Had a thing on the side? Made ya cry? Would the rules change up?... Or would they still apply?... If I played you like a toy?... Sometimes I wish I could act like a boy [Guy Chopped & Screwed Voice] Can't be getting mad! What You Mad? Can't Handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! Can't be getting mad! What you mad? Can't handle that! [Music Plays] [Outro] If I played you... Would yo like that? Had friends... Would you like that? never call? Would you like that? Hell naw You wouldn't like that No! [Half-Chorus] What if I made ya cry! Would they still apply! What if I... If I played you like a toy Sometimes I wish I could act like a boy! [Music 'til song fades out]
10 Dec 2010
7964
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1:52
The clip Fighting from P.S. I Love You (2007) with Harry Connick Jr. Oh, no, I don't know what I said. You said it. You know you said it. No, I don't know what I said... ...but I didn't mean it. You mean everything you say. Sometimes I mean nothing when I say something. Something is never nothing. It's always something. Most of what I say is nothing. Just something to say. Men say it's just something to say to get away with saying something... ...but they know they're saying something. Say what? What did I say? You said at my mother's, you would have a baby but I'm not ready. To my mother! You might as well have said I'm a lesbian. Well, I am the only man you ever had. Oh, I dated Timmy Harrison for four months before I met you. Isn't he a woman now? Aah! You told my mother I didn't want children! I did not. I didn't say that. Yes, you did. Yes, you did. You said exactly that. I did not. I didn't say that you weren't ready to have a baby. I said that you wanted to wait. Which means I don't want one right now. Right. Thank you. Wait a minute. I'm confused. Can I get a ruling on this? No, you're not confused. You're just wrong. "Holly doesn't wanna have a baby. " We had a plan, Gerry. To wait to have children until we could buy an apartment... ...put 25 percent of each paycheck into a separate joint account... ...with a 6.25 interest for 5 years. Why didn't you tell my mother that? Ha-ha-ha. Each paycheck? Darling, you only just started getting regular paychecks. You quit five jobs in two years, remember? Well, I can't work for idiots. They can't all be idiots. Yes, they can. They can all be idiots. And why didn't you tell my mother... ...about the business loan you and John took out without asking me? Oh... Aha! You see, you... You finally said it. I knew that's why you're angry. That's not the reason. It is not the reason. It is the reason. We should have waited. Waited for what? What? I've been driving limos for four years, Holly. So John and me, we wanna start a business. We buy a few cars, we get a few clients. That's a career right there. What is your problem?! What if it doesn't work? What if we always have to live here?
22 Nov 2011
785
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