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A review of Michael Ong’s unexpected loss (UL) for a single credit-asset. First, I briefly compare the various definitions of unexpected loss we encounter in the FRM; they are not so different. Ong’s UL is a single standard deviation (i.e., low confidence) while economic and regulatory capital (reflecting high confidence levels) are some multiple of Ong’s UL.
21 Sep 2008
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22 Sep 2009
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*******laserhairregrowthtreatment****/ Baldness is often thought as a sign of old age, unattractiveness, and infertility in men. Although none of these may be true, this can be a cause of low self-esteem and low confidence. Male pattern baldness (MPB) is scintifically called Androgenic Alopecia, and is caused by genes, harmones and age. Hair in the front and top of head are genetically susceptible to harmones and thus may be lost. This is in contrast to the hairs on the side and back of the scalp, which are genetically immune to harmones and are thus destined to grow a lifetime. The hairs on the sides AND the back of head are not affected by MPB. As a result a hair transplant surgeon can remove donor hair follicles from the sides and back and relocate them on the top of the scalp where hair loss has occurred and the newly transplanted hair will grow as it had from the donor region. Follicular Unit Transplant (Hair Transplant) has emerged as most reliable procedure by which one can grow permanentally growing, naturally looking hair in the bald or thin area. Follicular units are bundels of 1-4 hairs, growing together as a physiological transplant plastic cosmetic surgery chandigarh
6 Dec 2009
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