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11:26
http://www.youtube.com/watch?v=lutgl5d5zFo Don Goettling and Gino Fronti talk how not to let your home go into foreclosure because lenders are paying you to short sell your home.
11 Mar 2013
54
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1:26
In San Diego County, Some People Owe $100,000 or Even $300,000 More Than Their Home is Worth!! Our Program VS Loan Modifications Because lenders are not required to lower the balance owed on loan modifications, I have only heard of one instance where the lender lowered the amount owed. They lowered it by 10% and the person still owes 2.5 times what the home is worth. Yes they will lower the monthly payment, but you will still owe a ridiculous amount more than your home is worth. You may have gotten your loan modified. How much did you owe on the loan before the modification? How much do you owe now? I have done loan mods for a little over a year. I have spoken with people that have done hundreds, even a certified HUD counselor, and I have only heard of that 1 case where they lowered the loan balance. Consider this: When do you think home values in your area will start to go back up? • 2 years? • 5 years? • More? When do you think your home will be worth the amount you owe? • 10 years? • 15 years? • More? For every $50,000 you owe on your home above what it is worth, with 5% interest on a 30 year fixed, over the next 30 years you will throw away $96,000 At 6%, $107,000. Try This: Figure out how much you are throwing away- First get a ballpark of how much your home is worth- go here and make sure you fill in beds and square footage Then take the amount you owe and for every $50,000 above your homes value add $96,000 if your interest rate is close to 5% and $107,000 if close to 6%. Real Example: Jose & Norma had a mortgage of $435,000 Their home was worth $135,000 Interest rate was 6.25% $300,000 difference or $107,000 per $50,000 thrown away! Without our program, they would have thrown away $642,000! Although Jose & Norma's situation was on the extreme side, the amount thrown away is pretty common. On a wider scale we see San Diegans with homes now worth $300,000 that they owe $600,000 for. The amount they will throw away is still around $642,000. Now try this: Go to craigslist and see how much you would be paying in rent for something like you live in now. I bet its much less! Here is a brief outline of our program: 1- We have your lenders accept what we can sell your home for as payment to fully satisfy the amount you owe. 2- You become a renter for 2 years in a house similar to yours, paying less than you are currently paying monthly. 3- After the two years, you buy a house similar to your original for what it is currently worth. A Growing Trend One of my clients, Norma and Jose Del Hoya decided it would be better to short sell their Encanto home and their mortgage company agreed they could sell the home for fair market value and then they would owe nothing. The lender, like most lenders, agreed to accept the sale amount as satisfying the debt. The Del Hoyas decided they could rent a similar home for much less than their mortgage payments and then in 2 years buy a similar house for 1/3 what they currently owe. Another set of clients, Rosa & Javier made a similar decision. They were shocked to find out that the same floor plan in their National City complex just sold for ¼ of what they owed on theirs. They plan to do the same as Jose & Norma- Sell now and owe nothing, rent something similar for 2 years at half their current mortgage payment. Then in 2 years buy something similar for ¼ or 1/3 what they currently owe. Currently we are working with a couple in Otay Ranch who owe $420,000 on a home that is worth $260,000. We are rescuing them from throwing away about $307,000. A military couple we are working with owes $230,000 on an Escondido condo that is now worth $80,000. We are rescuing them from throwing away about $321,000. While this appears to be a growing trend, I cannot say what would be the wisest financial decision for you. If you are curious as to how much your home is worth or if you have any questions as to our program, feel free to now Contact Us . All inquiries are confidential. This is not intended to solicit properties already listed with a real estate agent.
20 Dec 2011
106
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1:18
In this short sale video, you will learn how to start the short sale process. Short selling your home doesn’t have the same negative implications it once did. Putting off the process lessons your chance of walking away with a foreclosure on your back. You may be surprised to learn how streamlined the short sale process is getting!
3 Nov 2011
78
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2:25
This video finds humour in the fact that Bank of America and Chase are among the mortgage lenders paying borrowers in foreclosure tens of thousands to short sell their home in lieu of foreclosure. Danny Poulos of the Elite Lending Team at Fembi Mortgage in Jupiter, FL discusses the issue
20 Oct 2011
92
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6:32
This morning, the European markets are rallying higher after the European Union banned short selling in troubled countries. From my experience, banning short selling has never really helped an economy. It just proves to investors that the economy was really very weak and now the government is frightened that the problems will get worse. Unfortunately, the problems will get worse for the European Union down the road. In any case, the S&P 500 Index e-mini futures (ES U1) are trading higher by 9.00 points to 1177.50 per contract. Yesterday, the major stock indexes in the United States rallied sharply higher. We shall see if the major stock indexes can put a two day winning streak together, this has not been accomplished since July 21, 2011. Who would want to hold stocks over the weekend in this volatility?
12 Aug 2011
56
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9:34
Once again, the European Union is coming under more selling pressure. This time it is the French banks that are feeling the heat. Earlier it was reported that some leading Asian banks have cut off credit lines to the large French banks, this could obviously lead to a French downgrade by the rating agencies. This news has sent the S&P 500 Index e-mini futures (ES U1) sharply lower again. New reports have said that the European Union is now considering banning short selling. If and when this happens it is usually a very big negative for the markets. When short sellers cover their positions they will help solid bottoms to be formed on the charts. Rarely, if ever, has banning short selling helped the markets, it did not help the U.S. markets in 2008, and it will not help the European markets now. The stock markets in the United States have not had a two day winning streak since July 21, 2011.
11 Aug 2011
117
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2:01
Short-selling (profiting from a fall in a share) is an essential part of any spread trader's weaponry http://www.financial-spread-betting.com/strategies/Short-selling.html , and these days it's really no more difficult than "normal" buying of shares, thanks to spread betting.
19 May 2011
55
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2:01
Short-selling (profiting from a fall in a share) is an essential part of any spread trader's weaponry http://www.financial-spread-betting.com/strategies/Short-selling.html , and these days it's really no more difficult than "normal" buying of shares, thanks to spread betting.
19 May 2011
107
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1:26
Ad Velorem, Title insurance, Plantation, Closing Agent, Weston Fl, Title Company. AVTitle.com, Title Insurance, Closing Agent, Ad Velorem, Title Company, Short Sell, Florida
14 Nov 2010
58
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1:26
Ad Velorem! Short Sell Title, Plantation FL, Title Insurance Weston, Closing Agent. AVTitle.com Can I do a short sale? Weston, Short Sell Title, Title Insurance, Plantation, Ad Velorem, 954-607-5324
14 Nov 2010
70
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1:22
Kris & Kim Darney are Professors with Harris University and Licensed Real Estate Agents in California serving the Residential and Commercial market and most recently offering their expertise to troubled homeowners facing foreclosure. The Darney’s list of awards includes The Luxury Distressed Property Designation, The Certified Distressed Property Designation and National Association of Realtors, Short Sale and Foreclosure Resource Designation. As keynote speakers and authors of Should I Short Sell My Home? , they have been featured in the media for their knowledge of the Short Sale process and the US Treasury’s Home Affordable Foreclosure Alternatives Act or HAFA. The Darney’s are also Editors of Bungalow, a California lifestyle magazine that is geared towards homeowners. The Darney’s are founders of professional business groups including, Strategic Defaults, Inland Empire Short Sales and Sub Prime Recovery Group. Prior to their real estate careers, Kris Darney was Vice President of Sales for the nation’s largest direct marketing company. Mr. Darney directed a team of 130 Sales and Support staff to the #1 sales division in the country responsible for over $300 Million in advertising and marketing revenue. Kim Darney was awarded the President’s Cup for her achievements as Business Development Executive for ADVO, Inc. Ms. Darney has presented to CEO’s and CFO’s with proven results of her knowledge by securing multi-million dollar contracts from major corporations such as DirecTV and Goodyear. Helping Homeowners is our first priority…Discretion is our duty. Blog Kris & Kim at http://ShortSaleSellit.com or call and ask them questions 877.391.2338. You can also download Kris & Kim’s most recent book…Should I Short Sale My Home? FREE! If you have any questions that have not been answered, please call Kris & Kim at 714-615-7605 or 877-391-2338. Visit Kris & Kim’s VLOGS on YouTube
16 Sep 2010
347
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3:00
Kris & Kim Darney are Professors with Harris University and Licensed Real Estate Agents in California serving the Residential and Commercial market and most recently offering their expertise to troubled homeowners facing foreclosure. The Darney’s list of awards includes The Luxury Distressed Property Designation, The Certified Distressed Property Designation and National Association of Realtors, Short Sale and Foreclosure Resource Designation. As keynote speakers and authors of Should I Short Sell My Home? , they have been featured in the media for their knowledge of the Short Sale process and the US Treasury’s Home Affordable Foreclosure Alternatives Act or HAFA. The Darney’s are also Editors of Bungalow, a California lifestyle magazine that is geared towards homeowners. The Darney’s are founders of professional business groups including, Strategic Defaults, Inland Empire Short Sales and Sub Prime Recovery Group. Prior to their real estate careers, Kris Darney was Vice President of Sales for the nation’s largest direct marketing company. Mr. Darney directed a team of 130 Sales and Support staff to the #1 sales division in the country responsible for over $300 Million in advertising and marketing revenue. Kim Darney was awarded the President’s Cup for her achievements as Business Development Executive for ADVO, Inc. Ms. Darney has presented to CEO’s and CFO’s with proven results of her knowledge by securing multi-million dollar contracts from major corporations such as DirecTV and Goodyear. Helping Homeowners is our first priority…Discretion is our duty. Blog Kris & Kim at http://ShortSaleSellit.com or call and ask them questions 877.391.2338. You can also download Kris & Kim’s most recent book…Should I Short Sale My Home? FREE! If you have any questions that have not been answered, please call Kris & Kim at 714-615-7605 or 877-391-2338. Visit Kris & Kim’s VLOGS on YouTube
15 Sep 2010
995
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4:09
Kris & Kim Darney are Professors with Harris University and Licensed Real Estate Agents in California serving the Residential and Commercial market and most recently offering their expertise to troubled homeowners facing foreclosure. The Darney’s list of awards includes The Luxury Distressed Property Designation, The Certified Distressed Property Designation and National Association of Realtors, Short Sale and Foreclosure Resource Designation. As keynote speakers and authors of Should I Short Sell My Home? , they have been featured in the media for their knowledge of the Short Sale process and the US Treasury’s Home Affordable Foreclosure Alternatives Act or HAFA. The Darney’s are also Editors of Bungalow, a California lifestyle magazine that is geared towards homeowners. The Darney’s are founders of professional business groups including, Strategic Defaults, Inland Empire Short Sales and Sub Prime Recovery Group. Prior to their real estate careers, Kris Darney was Vice President of Sales for the nation’s largest direct marketing company. Mr. Darney directed a team of 130 Sales and Support staff to the #1 sales division in the country responsible for over $300 Million in advertising and marketing revenue. Kim Darney was awarded the President’s Cup for her achievements as Business Development Executive for ADVO, Inc. Ms. Darney has presented to CEO’s and CFO’s with proven results of her knowledge by securing multi-million dollar contracts from major corporations such as DirecTV and Goodyear. Helping Homeowners is our first priority…Discretion is our duty. Blog Kris & Kim at http://ShortSaleSellit.com or call and ask them questions 877.391.2338. You can also download Kris & Kim’s most recent book…Should I Short Sale My Home? FREE! If you have any questions that have not been answered, please call Kris & Kim at 714-615-7605 or 877-391-2338. Visit Kris & Kim’s VLOGS on YouTube
13 Sep 2010
168
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2:37
Kris & Kim Darney are Professors with Harris University and Licensed Real Estate Agents in California serving the Residential and Commercial market and most recently offering their expertise to troubled homeowners facing foreclosure. The Darney’s list of awards includes The Luxury Distressed Property Designation, The Certified Distressed Property Designation and National Association of Realtors, Short Sale and Foreclosure Resource Designation. As keynote speakers and authors of Should I Short Sell My Home? , they have been featured in the media for their knowledge of the Short Sale process and the US Treasury’s Home Affordable Foreclosure Alternatives Act or HAFA. The Darney’s are also Editors of Bungalow, a California lifestyle magazine that is geared towards homeowners.
13 Sep 2010
164
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2:16
Kris & Kim Darney are Professors with Harris University and Licensed Real Estate Agents in California serving the Residential and Commercial market and most recently offering their expertise to troubled homeowners facing foreclosure. The Darney’s list of awards includes The Luxury Distressed Property Designation, The Certified Distressed Property Designation and National Association of Realtors, Short Sale and Foreclosure Resource Designation. As keynote speakers and authors of Should I Short Sell My Home? , they have been featured in the media for their knowledge of the Short Sale process and the US Treasury’s Home Affordable Foreclosure Alternatives Act or HAFA. The Darney’s are also Editors of Bungalow, a California lifestyle magazine that is geared towards homeowners. The Darney’s are founders of professional business groups including, Strategic Defaults, Inland Empire Short Sales and Sub Prime Recovery Group. Prior to their real estate careers, Kris Darney was Vice President of Sales for the nation’s largest direct marketing company. Mr. Darney directed a team of 130 Sales and Support staff to the #1 sales division in the country responsible for over $300 Million in advertising and marketing revenue. Kim Darney was awarded the President’s Cup for her achievements as Business Development Executive for ADVO, Inc. Ms. Darney has presented to CEO’s and CFO’s with proven results of her knowledge by securing multi-million dollar contracts from major corporations such as DirecTV and Goodyear. Helping Homeowners is our first priority…Discretion is our duty. Blog Kris & Kim at http://ShortSaleSellit.com or call and ask them questions 877.391.2338. You can also download Kris & Kim’s most recent book…Should I Short Sale My Home? FREE! If you have any questions that have not been answered, please call Kris & Kim at 714-615-7605 or 877-391-2338. Visit Kris & Kim’s VLOGS on YouTube
13 Sep 2010
181
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1:46
Kris & Kim Darney are Professors with Harris University and Licensed Real Estate Agents in California serving the Residential and Commercial market and most recently offering their expertise to troubled homeowners facing foreclosure. The Darney’s list of awards includes The Luxury Distressed Property Designation, The Certified Distressed Property Designation and National Association of Realtors, Short Sale and Foreclosure Resource Designation. As keynote speakers and authors of Should I Short Sell My Home? , they have been featured in the media for their knowledge of the Short Sale process and the US Treasury’s Home Affordable Foreclosure Alternatives Act or HAFA. The Darney’s are also Editors of Bungalow, a California lifestyle magazine that is geared towards homeowners. The Darney’s are founders of professional business groups including, Strategic Defaults, Inland Empire Short Sales and Sub Prime Recovery Group. Prior to their real estate careers, Kris Darney was Vice President of Sales for the nation’s largest direct marketing company. Mr. Darney directed a team of 130 Sales and Support staff to the #1 sales division in the country responsible for over $300 Million in advertising and marketing revenue. Kim Darney was awarded the President’s Cup for her achievements as Business Development Executive for ADVO, Inc. Ms. Darney has presented to CEO’s and CFO’s with proven results of her knowledge by securing multi-million dollar contracts from major corporations such as DirecTV and Goodyear. Helping Homeowners is our first priority…Discretion is our duty. Blog Kris & Kim at http://ShortSaleSellit.com or call and ask them questions 877.391.2338. You can also download Kris & Kim’s most recent book…Should I Short Sale My Home? FREE! If you have any questions that have not been answered, please call Kris & Kim at 714-615-7605 or 877-391-2338. Visit Kris & Kim’s VLOGS on YouTube
13 Sep 2010
218
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