By Wand Agency
http://www.motorinsurancesingapore.com/articles/156/use-car-shades - When signing up for an insurance policy, you must never lie about any facts just to game the system. It is true that insurance companies use the point system to calculate your premium. In case you have a lot of points, then it simply means you do not have to pay as much. Yet knowing this fact does not mean you can declare your personal information erroneously. If you do this, you will invite a lot of trouble for yourself and your family. You may even get involved in a lawsuit just because you want to save a few dollars. As such, you can see that being a cheap skate is not worth it.