John Q (2002): Insurance Coverage

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The clip Insurance Coverage from John Q (2002) Your policy has changed, Mr Archibald. Changed to what? We'...
The clip Insurance Coverage from John Q (2002) Your policy has changed, Mr Archibald. Changed to what? We've recently switched carriers from a PPO to an HMO. It's a less expensive policy. Unfortunately, there are some restrictions. What kind of restrictions? Here's how it works. Non-management part-time employees such as yourself only qualify for second-tier catastrophic coverage. I'm not part time, I'm full time. It's just slow right now. Sure, but your coverage is based on hours worked. Like I said, you only qualify for second tier. That has a maximum payout limit of $20,000. What? You have been taking money out of my cheque every week. I've been paying into this policy for years. That's why we're going to cover you for the full $20,000. You're kidding me, right? Come on. You have dropped me from full time to part time. You switched carriers. Now you're telling me I'm not fully covered even though I got a policy that says I am? It doesn't seem right, does it? No, it doesn't. My son is very sick. If I'm not covered, I got a serious problem. I understand that, but there's nothing I can do. You can file an appeal. Yeah? Here you go. That takes about seven working days.
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