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*******www.allstateserv**** - For Tile Cleaning in Edison NJ, check out Tile restoration in edison 08817, 08818, 08820 Call 732-956-3900 *******www.allstateserv****/cleaning/tile--grout-cleaning.html
4 Sep 2009
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*******www.allstateserv**** in Edison NJ Tile and grout Cleaning Call 732-956-3900 *******www.allstateserv****/middlesex/cleaning-and-restoration-services-for-edison-08817-08818-08820-08837-08899.html
22 Aug 2009
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*******www.allstateserv**** - For Tile Cleaning in Marlboro NJ, check out new jersey Tile restoration in Marlboronj Call now 732-956-3900 *******www.allstateserv****/cleaning/tile--grout-cleaning.html
12 Sep 2009
534
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1:28
Statement to DYFS worker under emergency is admissible. State v. Buda 195 NJ 278 (2008) The trial court did not abuse its discretion in determining that the child’s statements to his mother and the DYFS worker were properly admitted into evidence as “excited utterances” under N.J.R.E. 803(c) (2). The Child’s statements were not testimonials and, hence, their admission at trial did not run afoul of the Confrontation Clause. KENNETH VERCAMMEN & ASSOCIATES, PC ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 (Phone) 732-572-0500 (Fax) 732-572-0030 website: www.njlaws****
20 Jan 2009
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2009 update Wills and Estate Planning January 28, 2009 SPEAKER: Kenneth Vercammen, Esq. (Author- Answers to Questions About Probate) The new NJ Probate Law and court decisions made a number of substantial changes in Probate and the administration of estates and trusts in New Jersey. Main Topics: 1. The New Probate Law and preparation of Wills 2. 2009 increases in Federal Estate and Gift Tax exemption 3. NJ Inheritance tax 4. Power of Attorney 5. Living Will 6. Administering the Estate/ Probate/Surrogate 7. Question and Answer 1. Preparation of Wills When there is a confidential relationship coupled with suspicious circumstances, undue influence is presumed and the burden of proof shifts to the Will proponent to overcome the presumption. If there is undue influence in making of Will and transfer of Deed by persons in Confidential relationship, this could subject those persons to punitive damages in some instances, plus voiding of the Will. In the Matter of the Estate of Madeleine Stockdale, Deceased (A-121-06) Decided July 22, 2008 Contact a Probate Attorney for an in office consultation KENNETH VERCAMMEN & ASSOCIATES, PC ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 (Phone) 732-572-0500 (Fax) 732-572-0030 More information at www.CentralJerseyElderLaw**** Wills, Trusts, & Estate Planning Forms available online at *******www.jdsupra****/profile/KennethVercammen_docs/
3 Feb 2009
533
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10:18
2009 update Wills and Estate Planning January 28, 2009 SPEAKER: Kenneth Vercammen, Esq. (Author- Answers to Questions About Probate) The new NJ Probate Law and court decisions made a number of substantial changes in Probate and the administration of estates and trusts in New Jersey. Main Topics: 1. The New Probate Law and preparation of Wills 2. 2009 increases in Federal Estate and Gift Tax exemption 3. NJ Inheritance tax 4. Power of Attorney 5. Living Will 6. Administering the Estate/ Probate/Surrogate 7. Question and Answer 1. Preparation of Wills When there is a confidential relationship coupled with suspicious circumstances, undue influence is presumed and the burden of proof shifts to the Will proponent to overcome the presumption. If there is undue influence in making of Will and transfer of Deed by persons in Confidential relationship, this could subject those persons to punitive damages in some instances, plus voiding of the Will. In the Matter of the Estate of Madeleine Stockdale, Deceased (A-121-06) Decided July 22, 2008 Contact a Probate Attorney for an in office consultation KENNETH VERCAMMEN & ASSOCIATES, PC ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 (Phone) 732-572-0500 (Fax) 732-572-0030 More information at www.CentralJerseyElderLaw**** Wills, Trusts, & Estate Planning Forms available online at *******www.jdsupra****/profile/KennethVercammen_docs/
4 Feb 2009
421
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3:50
Under United States Supreme Court Case, Tulsa Professional Collection Services, Inc., v. Joanne Pope, Executrix of the Estate of H. Everett Pope, Jr., Deceased, the Executor or Personal Representative in every estate is personally responsible to provide actual notice to all known or "readily ascertainable" creditors of the decedent. This means that is your responsibility to diligently search for any "readily ascertainable" creditors. Certain Duties of Executor and attorney: Bring Will to Surrogate attorney will prepare Fact Sheet Notice of Probate to Beneficiaries (Attorney can handle) If charity, notice to Atty General (Attorney can handle) File notice of Probate with Surrogate (Attorney can handle) Apply for Federal Tax ID # Set up Estate Account at bank Pay bills from estate account Prepare Inheritance Tax Return within 8 months and obtain Tax Waivers (Attorney can handle) File Inheritance Tax waivers upon receipt (Attorney can handle) File first Federal and State Income Tax Return [CPA ] Prepare Informal Accounting Obtain Child Support Judgment clearance (Attorney will handle) Prepare Release and Refunding Bond (Attorney can handle) Contact a Probate Attorney for an in office consultation KENNETH VERCAMMEN & ASSOCIATES, PC ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 (Phone) 732-572-0500 More information at www.CentralJerseyElderLaw****
3 Feb 2009
444
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1:45
Juvenile has no right to counsel during post-complaint interrogation State in the Interest of P.M.P. 404 NJ Super. 69 (App. Div. 2008) The court concluded a juvenile delinquency complaint, filed at the direction of a county prosecutor's office, is not the substantial equivalent of an indictment such that it initiates a formal adversarial proceeding and triggers a juvenile's right to counsel. The court reversed the trial court's extension of the protections of State v. Sanchez, 129 N.J. 261, 277 (1992) to juvenile proceedings. Kenneth Vercammen & Associates 2053 Woodbridge Avenue Edison NJ 08817 732-572-0500
13 Jun 2009
536
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6:11
Major Municipal Court and Criminal Cases1. Statement by eye witness not admissible as emergency investigation. State in the Interest of J.A. 195 NJ 324 (2008).2. Statement to DYFS worker under emergency is admissible.State v. Buda 195 NJ 278 (2008)3. Crawford Hearsay Rule does not apply to Breathalyzer Certification. State v. Sweet 195 NJ 357 (2008)4 NJ Supreme Court holds new Alcotest DWI breath testing machine results admissible State v. Chun 194 NJ 54 (2008)5. Post- conviction relief (PCR) Motion should be filed in the municipal court in which the prior uncounseled conviction occurred. State v. Schadewald 400 NJ Super. 350(2008)6. Five Year Post Conviction Limit can be Relaxed in DWI. State v. Bringhurst 401 NJ Super. 421 (App. Div. 2008) 7. 30 year old uncounseled DWI Conviction could not enhance jail. State v. Binkiewicz (App. Div. Decided May 6, 2008) A5613-06T4, Unpublished. Kenneth Vercammen was the 2008 Municipal Court Attorney of the Year by the Middlesex County Bar Association. He was selected one of only three attorneys as a Super Lawyer 2009 in NJ Monthly in the Criminal DWI category. Kenneth Vercammen was the NJ State Bar Municipal Court Attorney of the Year and past president of the Middlesex County Municipal Prosecutor's Association. He is the past chair of the NJ State Bar Association Municipal Court Section. He is the Deputy chair of the ABA Criminal Law committee, GP Division. He was a Municipal Prosecutor for 9 years and currently is a lecturer for the NJ State Bar Association on Criminal, Municipal Court and Litigation cases.KENNETH VERCAMMEN ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 732-572-0500NJ LAWS LEGAL WEBSITE: www.njlaws****Criminal website www.BeNotGuilty****
2 Jul 2009
656
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11:35
MAY I CHANGE MY CURRENT WILL?Yes. A Will may be modified, added to, or entirely changed at any time before your death provided you are mentally and physically competent and desire to change your Will. You should consider revising your Will whenever there are changes in the size of your estate. For example, when your children are young, you may think it best to have a trust for them so they do not come into absolute ownership of property until they are mature. Beware, if you draw lines through items, erase or write over, or add notations to the original Will, it can be destroyed as a legal document. Either a new Will should be legally prepared or a codicil signed to legally change portions of the Will.A portion of your Will and Estate Planning can be deducted on your income tax return when it deals with tax planning. Thus, part of the fee is tax deductible for income tax purposes.THE FOLLOWING IS A SAMPLE OF A VARIETY OF CLAUSES AND ITEMS WHICH KENNETH VERCAMMENS LAW OFFICE OFTEN INCLUDES IN A WILL1ST: DEBTS AND TAXES2ND: SPECIFIC BEQUESTS3RD: DISPOSITION TO SPOUSE4TH: DISPOSITION OF REMAINDER OF ESTATE5TH: CREATION OF TRUSTS FOR SPOUSE6TH: CREATION OF TRUST FOR CHILDREN7TH: OTHER BENEFICIARIES UNDER 218TH: EXECUTORS9TH: TRUSTEES10TH: GUARDIANS11TH: SURETY OR BOND12TH: POWERS 13TH: AFTERBORN CHILDREN14TH: PRINCIPAL AND INCOME15TH: NO ASSIGNMENT OF BEQUESTS16TH: GENDER17TH: CONSTRUCTION OF WILL18TH: NO CONTEST CLAUSEKenneth A. Vercammen is an Edison, Middlesex County, NJ trial attorney who has published125 articles in national and New Jersey publications on business and litigation topics. He often lectures to trial lawyers of the American Bar Association, New Jersey State Bar Association and Middlesex County Bar Association. He is a highly regarded lecturer on litigation issues for the American Bar Association, ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published by New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He is the Editor in Chief of the New Jersey Municipal Court Law Review. Mr. Vercammen is a recipient of the NJSBA- YLD Service to the Bar Award. He has served as a Special Acting Prosecutor in nine different cities and towns in New Jersey and also successfully handled over One thousand Municipal Court and Superior Court matters in the past 12 years. In his private practice, he has devoted a substantial portion of his professional time to the preparation and trial of litigated matters. He has appeared in Courts throughout New Jersey several times each week on Criminal personal injury matters, Municipal Court trials, and contested Probate hearings. He serves as the Editor of the popular legal website www.njlaws****KENNETH VERCAMMEN & ASSOCIATESATTORNEY AT LAW 2053 Woodbridge Ave.Edison, NJ 08817 (Phone) 732-572-0500 (Fax) 732-572-0030 website: www.njlaws****
2 Jul 2009
313
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5:18
One of the major cases dealing with undue influence was Haynes v. First National State Bank of New Jersey, 87 N.J. 163, 75-76 (1981). Here the Supreme Court held that the burden of proof establishing undue influence shifts to the proponent when a will benefits a person who stood in a confidential relationship to the decedent and there are suspicious circumstances which need explanation. The suspicious circumstances need only be slight. Id. at 176. Moreover, when the evidence is almost entirely in the possession of one party and the evidence points to the proponent as asserting undue influence, a clear and convincing standard may be applied rather than the normal burden of proof of preponderance of the evidence. Id. at 183.Furthermore, the Haynes analysis was extended to situations in which there is a transfer of property where the beneficiary of the property and an attorney is on one side and the donor on the other. See Oachs v. Stanton, 280 N.J. Super. 478, 483 (App. Div. 1995).The court in Oachs determined that under circumstances such as these the donee bears the burden of proof to establish the validity of the gift, even in situations in which the donee did not dominate the decedents will. Id. at 485. This rule was established to protect a donor from making a decision induced by a confidential relationship the donee possesses with the donor. Id. Again, the burden is a clear and convincing standard. Id. The Supreme Court in Pascale v. Pascale, 113 N.J. 20, 31 (1998), stated that when a donor makes a gift to a donee that he/she is dependent upon, a presumption arises that the donor did not understand the consequences of his/her act. In these situations the donee must demonstrate that the donor had disinterested and competent counsel. Id. Likewise, undue influence is conclusive, when a mentally or physically weakened donor makes a gift without advice or a means of support, to a donee upon whom he/she depends. Id. *******www.njlaws****/Undue_influence...KENNETH VERCAMMEN & ASSOCIATES, PCATTORNEY AT LAW2053 Woodbridge Ave.Edison, NJ 08817(Phone) 732-572-0500(Fax) 732-572-0030
2 Jul 2009
694
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6:45
ALL law enforcement officers in this State who place a person under arrest for a DWI violation (N.J.S.A. 39:4-50) are required to use the attached April 26, 2004 revised Standard Statement. Officers who place a person under arrest for a CDL/DWI violation (N.J.S.A. 39:3-10.13) or operating a vessel while intoxicated (OVWI) violation (N.J.S.A. 12:7-46) are to continue to use the Standard Statements for those offenses, as revised effective February 1, 2001. Please note, however, that the content of the Standard Statements cannot be altered or changed in any manner, and cannot be translated to any other language."If the police officer reads an out dated statement, or does not read the statement "word for word", the refusal must be dismissed. The Appellate Division in State v Kayes reversed the Refusal where officer read outdated statement. State v. Kayes (App. Div. decided October 19, 2004). A-759-03T3, unreportedConvictions for refusing to submit to chemical tests and indecent exposure by urinating in public reversed; because the police officer read an outdated standardized refusal statement to the defendant, his conviction for refusing to submit to a chemical test was reversed; the officer's failure to sign the complaint did not require the dismissal of the urinating in public charge because the statute of limitations under the ordinance was one year and because the direction of the Municipal Court to the officer to sign the complaint cured the defect within the limitations period; however, the State failed to satisfy its burden of establishing indecent exposure or an act in a public place within the meaning of the ordinance where the defendant did not expose himself to anyone other than a consenting passenger in his car and where he had taken precautions to ensure that he would not be seen by pulling several feet off the road into a dark parking lot and by standing behind his car. Source: NJ Facts-on-Call Order No. 17186. In 2001, the Attorney General previously issued a "Revised DMV Standard (Refusal) Statements". The Attorney General's Office wrote:"In accordance with an amendment to N.J.S.A. 39:4-50.4a (P.L. 1999, c.185, 5) and to conform to a recommendation of the Supreme Court in State v. Widmaier, 157 N.J. 475, 498-499 (1999), the Standard Statements (commonly referred to as the "Refusal" statement), which must be read toevery person arrested for a DWI violation under the provisions of N.J.S.A. 39:4-50, or for a DWI in a commercial motor vehicle violation under the provisions of N.J.S.A. 39:3-10.13, have been revised. These revisions, as adopted by the Acting Director of the Division of Motor Vehicles, will become effective .........By law (N.J.S.A. 39:4-50.2(e); N.J.S.A. 39:3-10.24e), a standard statement prepared by the Director of DMV is required to be read to every person arrested by the police, based upon the officer's reasonable suspicion to believe that the person may have been operating a vehicle (N.J.S.A. 39:4-50) or a commercial motor vehicle (N.J.S.A. 39:3-10.13) while under the influence of alcohol or with a blood alcohol concentration at, or above, the per se level.In State v. Widmaier, the Supreme Court recommended that the language of the supplemental or additional paragraph of the standard statement be simplified and clarified. Subsequent to that opinion, the Legislature adopted a substantive change in the penalties to be imposed by a court for a DWI refusal upon a finding that a defendant refused to submit to breath testing, in an amendment to N.J.S.A. 39:4-50.4a.2 As a result of these two independent actions, a comprehensive review all of the standard statements in use in this State was undertaken, and as a result, revisions were proposed and adopted for each one. Effective Thursday, February 1, 2001, all law enforcement officers in this State who place a person under arrest for a DWI violation (N.J.S.A. 39:4-50) or for a DWI in a commercial motor vehicle (CDL/DWI) violation (N.J.S.A. 39:3-10.13) are required to use the attached revised Standard Statement applicable to the offense charged. All preceding Standard (Refusal) Statements will no longer be valid after that date. Since these revisions do not become effective until Thursday, February 1, 2001, each law enforcement agency will have sufficient time to arrange for the reproduction and distribution of the new statements to all personnel and stations. Please note, however, that the content of the attached Standard Statements cannot be altered or changed in any manner, and cannot be translated to any other language. "KENNETH VERCAMMEN & ASSOCIATES, PCATTORNEY AT LAW2053 Woodbridge Ave.Edison, NJ 08817(Phone) 732-572-0500(Fax) 732-572-0030 website: www.njlaws****
2 Jul 2009
854
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5:25
DEFENSE TO CRIMINAL CHARGESBY KENNETH A. VERCAMMENToo often lawyers throw up their hands when a client presents a ticket involving Drug Possession, Driving While Suspended, DWI or Assault. While defense of criminal court charges involving serious motor vehicle charges may become an involved process requiring commitment and persistence, there are a number of viable defenses and arguments that can achieve a successful result. Rather than simply suggest that a client plead guilty and avoid trial, an attorney should accept the challenge and apply his best legal talents to protect the clients rights.1. The In-Office Interview at the Law OfficeWe advise potential clients to bring in a copy of the complaint, all their papers in connection with their case, accident report, and any documents they received from the Motor Vehicle Commissions. Often times I will instruct them to write a confidential narrative if it is a case that is fact- specific or involves a great deal of detail, such as an assault case.When the client is first in the office, we have them fill out the Confidential New Criminal Case Interview Sheet. We obtain background information such as their name, address, the offenses charged, date of the persons arrest, other witnesses, statements given to them by the police, their occupation and information regarding prior criminal convictions and prior motor vehicle convictions. Our interview sheet also asks if there is anything else important, such as a medical condition that affects their case. This form will also let us know whether or not the client will follow instructions and cooperate with us. If they refuse to provide information we may have a problem client. After reviewing the summons and the interview sheet, I ask a series of questions of the client. We request the client wait until the end of the interview before explaining their side of the story. We also ask them if there is anything else of importance in connection with the case that we should know. The client may have pending serious criminal charges in another state or country. I usually open up our statute book and show the clients the specific language of the offense they are charged with and explain to them the maximum penalties that could be imposed. By understanding the charges they are facing, my clients are more likely to realize the seriousness of the offense and pay our retainer. 2. Retaining the Attorney Rule 1:11-2 of the Rules of Professional Conduct indicate a retainer letter or written statement of fees is required for new clients. I also provide all my clients with written information explaining how to appear in court, information on surcharges, information on points, and information regarding substance abuse treatment, if applicable.Once we receive our retainer (are paid), we begin work right away. Usually while the client is still in the office, we prepare a discovery letter on the computer to the prosecutor/district attorney and court and hand a copy to the client. We occasionally call the court to advise them that we will be handling the case and to inquire who handles discovery. We check the Lawyers Diary to determine who are the judges and prosecutor/district attorneys for the county or town. It is important to learn about the judge and the prosecutor.We require a great deal of cooperation from our clients in an effort to help keep their costs reasonable. We require our clients to take photographs of accident sites and prepare diagrams and provide us with the names, addresses, and telephone numbers of witnesses.I recommend that my clients provide me with a list of between 10 to 15 reasons why they should not go to jail and why court should impose the minimum license suspension. We recommend they obtain a Motor Vehicle Abstract. This provides us with information for mitigation of penalties and also provides information to be considered by the judge in sentencing.Kenneth Vercammen was selected one of only three attorneys as a Super Lawyer 2007-2008 in NJ Monthly in the Criminal - DWI. Kenneth Vercammen was the NJ State Bar Municipal Court Attorney of the Year and past president of the Middlesex County Municipal Prosecutor's Association. He is the past chair of the NJ State Bar Association Municipal Court Section. He is the Deputy chair of the ABA Criminal Law committee, GP Division.KENNETH VERCAMMEN ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 732-572-0500NJ LAWS LEGAL WEBSITE: www.njlaws****Criminal website www.BeNotGuilty****
2 Jul 2009
438
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3:05
INJURIES WHILE RIDING A BICYCLE- AT THE ACCIDENT SCENE, BIKE ACCIDENTS, CYCLE INJURY Kenneth Vercammen & Associates Law Office helps people injured due to the negligence of others. We provide representation throughout New Jersey. The insurance companies will not help. Don't give up! Our Law Office can provide experienced attorney representation if you are injured in an accident and suffer a Serious Injury. Kenneth Vercammen has completed 20 Triathlons.1. Stop . . . do not leave the scene of the accident. CALL THE POLICE, tell them where the accident occurred and ask for medical help if needed.- Seek hospital/ medical attention.12. Call your insurance company to report the accident.13. Call a personal injury attorney, not a real estate attorney: Call Kenneth A. Vercammen- Trial Attorney Attorney At Law (732) 572-0500 When you need help the most, we will be ready to help you.14. Never give a signed statement to the claims adjuster representing the other driver's insurance company. The same goes for a phone recording. They may be used against you in court to deny your claim. Speak with your personal injury attorney first.IF YOU HAVE BEEN HIT BY A CAR WHILE RIDING YOUR BICYCLE; WHILE YOUR PERSONAL INJURY CASE IS PENDING:It is important that you -- 1. DO NOT discuss your case with anyone except your doctors and attorney. 2. DO NOT make any statements or give out any information. 3. DO NOT sign any statements, reports, forms or papers of any kinds. 4. DO NOT appear at police or other hearings without first consulting with your attorney. INFORM YOUR ATTORNEY PROMPTLY of any notice, request or summons to appear at any such hearings. 5. Refer to your attorney, anyone who asks you to sign anything or to make any statement or report or who seeks information concerning your case. 6. Direct your doctor and other treatment providers not to furnish or disclose any information concerning your case to any entity other than your insurance company without YOU AND YOUR ATTORNEY'S WRITTEN PERMISSION. 7. You may have insurance coverages such as liability, collision, accident, Blue Cross, Blue Shield or Major Medical which require prompt attention. However, be sure to have your treatment providers send bills immediately to all of your insurance companies. 8. Notify your attorney promptly of any new developments. Small things may be important. Keep your attorney informed. 9. Maintain accurate records of all information and data pertaining to your case. 10. If you or any witnesses should move, be sure to notify your attorney of the new address.Financial Recovery for bicyclists hit by cars and injured1. Kenneth Vercammen Helps Injured persons A person who is injured as a result of the negligence of another person is what we in the legal profession refer to as a personal injury claimant. In other words, they have been injured as a result of an accident, and you now wish to prosecute a claim against an opposing party. As the attorney of record, I will be bringing this action for the injured person. Therefore, I request that all clients do as much as possible to cooperate and help in every way. The purpose of this article is to describe the procedure that we may follow and give you sufficient instructions to enable you to assist us in this undertaking. Needless to say, helping us is just another way of helping yourself. If you have been injured, but not in a car accident, most of this brochure is still applicable to an accident case, whether it is a fall down, dog bite or other injury.KENNETH VERCAMMEN & ASSOCIATES, PCATTORNEY AT LAW2053 Woodbridge Ave.Edison, NJ 08817(Phone) 732-572-0500(Fax) 732-572-0030
2 Jul 2009
1145
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4:19
Under United States Supreme Court Case, Tulsa Professional Collection Services, Inc., v. Joanne Pope, Executrix of the Estate of H. Everett Pope, Jr., Deceased, the Executor or Personal Representat... Under United States Supreme Court Case, Tulsa Professional Collection Services, Inc., v. Joanne Pope, Executrix of the Estate of H. Everett Pope, Jr., Deceased, the Executor or Personal Representative in every estate is personally responsible to provide actual notice to all known or "readily ascertainable" creditors of the decedent. This means that is your responsibility to diligently search for any "readily ascertainable" creditors. Certain Duties of Executor and attorney: Bring Will to Surrogate attorney will prepare Fact Sheet Notice of Probate to Beneficiaries (Attorney can handle) If charity, notice to Atty General (Attorney can handle) File notice of Probate with Surrogate (Attorney can handle) Apply for Federal Tax ID # Set up Estate Account at bank Pay bills from estate account Prepare Inheritance Tax Return within 8 months and obtain Tax Waivers (Attorney can handle) File Inheritance Tax waivers upon receipt (Attorney can handle) File first Federal and State Income Tax Return [CPA ] Prepare Informal Accounting Obtain Child Support Judgment clearance (Attorney will handle) Prepare Release and Refunding Bond (Attorney can handle) Contact a Probate Attorney for an in office consultation KENNETH VERCAMMEN & ASSOCIATES, PC ATTORNEY AT LAW 2053 Woodbridge Ave. Edison, NJ 08817 (Phone) 732-572-0500 More information at www.CentralJerseyElderLaw****
27 Aug 2009
355
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