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Invisible Excursions by Jim Conlon offers a rich and viable alternative to traditional theology that is not based on reactionary, fundamentalist conformity, but on a modern, holistic model of spirituality and the vision of a new global civilization that both fulfills our human destiny and responds to the needs of the earth.
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To offset the risk of documental extinction, microfilming services remains a viable and low-cost media for storing information for the long haul. Although most companies rely on digital records and information, major drawbacks surface with long-term storage. Experts acknowledge electronic media has a five to seven year life before it will need to be migrated to another platform.
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One of the best things about the internet is that it makes entrepreneurship and business success viable options for everyone, regardless of their economic history, educational background, or social status. However, this positive aspect of the internet also enables people who are not honest and upright to venture into the business arena as well. The result is a frightening trend of internet scams and scammers who are able to talk motivated, intelligent, and hard-working people out of thousands of dollars. In order to be successful in an internet business, you must be able to spot these scams before they take you in so that you can continue making money online no scam.
Wind energy is revolutionizing science education. In Indiana, NativeEnergy is helping schools build wind turbines that provide hands-on learning opportunities.
Facing budget cuts, Indiana schools needed a new approach.
The answer was an everyday resource: the wind.
Harold Seamon, assistant superintendent, Northwestern schools in Kokomo: “We looked at the possibility of building a wind turbine for several years. After doing a number of projects—we purchased equipment to improve our energy efficiency and the environment in our buildings—we finally said, ‘It would really be neat if we could generate some of our own power.’”
But they couldn’t do it alone. They turned to Performance Services to help assess the wind energy potential. Performance Services is a design-build engineering and construction firm with experience in developing community scale wind projects in Indiana.
Together, they discovered more than enough wind and expected major energy savings. But the project was still too costly to be built.
Carbon financing from NativeEnergy sealed the deal.
Jeff Bernicke, president, NativeEnergy: “When NativeEnergy heard this project needed additional funding, we were excited to help. It has so many benefits for the students, the school, and the community. Not only does it provide a stable source of locally produced energy, but it’s also a real life, full-scale renewable energy learning lab for the students and faculty.
“Our customers are buying the carbon reductions that will happen over the life of the project. These are known as carbon offsets. When our clients such as AVEDA, Clif Bar, Ben & Jerry’s, REVERB, and Touring Green make this offset purchase, they are playing a critical role in making this project happen.”
Harold Seamon: “The combination of utility savings on the one hand and carbon offsets on the other made the project viable for Northwestern schools.”
Finally, the turbines were built, and the excitement was contagious. Students are now learning about renewable energy, and some are even earning college credit.
We celebrated the project on October 19 at Northwestern High School.
Principal Al Remaly rode with NativeEnergy and Performance Services to the school. Then, a school-wide event taught students about their turbine. The companies also shared career advice with students. People even had the opportunity to climb the turbine.
Today, the three turbines are generating power throughout Indiana. They will cut 4,800 metric tons of greenhouse gases per year.
>> Learn more about this project
NativeEnergy is an expert provider of carbon offsets, renewable energy credits, and carbon accounting software. With NativeEnergy’s Help Build™ offsets, businesses and individuals can help finance the construction of wind, biogas, solar, and other carbon reduction projects with strong social and environmental benefits. Since 2000, NativeEnergy’s customers have helped build over 50 projects, reducing more than 2.5 million tons of greenhouse gases, and the company has over 4 million tons under contract. All NativeEnergy carbon offsets undergo third-party validation and verification. Learn more at www.nativeenergy****.
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About 1 million people in the United States undergo heavy metal chelation a year to rid their bodies of toxic metals. The word chelate is derived from the Greek root “chele” which means “to claw,” and that’s exactly what happens during heavy metal chelation therapy. Heavy metal chelation therapy is the use of a chemical substance, EDTA, to bind metals and minerals together in order to expel them from the body through urine. Heavy metal chelation can be performed on both children and adults.
The U.S. Food and Drug Administration has approved heavy metal chelation for the treatment of heavy metal poisoning. Heavy metal chelation is thought to rid the body of excess iron, arsenic, lead, mercury, aluminum, cadmium and other toxic heavy metals. This alternative medicine procedure is also used for the treatment of arteriosclerosis, the hardening of the arteries. Although heavy metal chelation is approved by the U.S. Food and Drug Administration, the use of chelation for heart conditions isn’t.
Many believe heavy metal chelation will help rid metal toxins from the body, which can lead to illnesses in the blood, kidneys, gastrointestinal tract, central nervous system, gallbladder, liver and more. If a person’s body is contaminated with toxic metals, heavy metal chelation is a viable and effective solution. A patient that chooses to have heavy metal chelation therapy will have a needle inserted into their veins, which is attached to an IV drip of EDTA, ethylene diamine tetra-acetic acid. This procedure lasts about three hours. A full heavy metal chelation treatment will last several weeks and will take up to 30 sessions.
Because EDTA is a man-made amino acid, some fear that magnesium and other essential nutrients like vitamins B and C are removed from the body. That is why these nutrients are usually administered during heavy metal chelation.
Dolores Canales knew she wanted to earn her Associate Degree in Nursing (ADN) and RN license, but with a full-time job, traditional education wasn't a viable option. "I chose to do online [education] because it fit my schedule better. I was able to stay as a full time employee and do my studies on my own time and it worked better for me." With the Associate Degree in Nursing program completed using The College Network’s courses, Dolores was able to earn her degree online from the comfort of home.
For the duration of her program, Dolores was impressed with the support she received from The College Network staff. "They helped me get into the degree program I needed, and they were with me whenever I had any questions," Dolores said. Dolores enjoyed the self-paced nature of the program and her online course materials were straightforward and easy to understand.
Dolores is excited for the positive career changes that lie ahead for her. "It's improved my life—it's started to open doors for me." As an RN, Dolores will enjoy a higher pay rate and a variety of new career possibilities.
The College Network® provides education solutions which help individuals earn advanced degrees from leading universities and help them get better jobs and improve their quality of life.
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For over a decade, the future of the federal estate tax has been uncertain. Both Republicans and Democrats have sharply different strategies, with some calling for an increase in federal gift and estate taxes and others advocating for total elimination. Even if you have never done estate planning, this year is a good time to start. Remember that in 2001, Congress increased the estate tax exemption in measured steps until December 31, 2009. Everyone assumed there would be comprehensive reform, but Congress failed to act.
However, one thing is sure, for the remainder of 2012, each individual can transfer up to $5,120,000 million free of gift tax or leave up to that amount tax-free to anyone he chooses at death. Assuming an individual plans to live through the remainder of the year, the lifetime giving option is the most viable. At the very least, individuals should consider making gifts of their annual exclusion amount ($13,000 per donee in 2012 and increasing to $14,000 as of January 1, 2013) or gifts on an unlimited basis for tuition and/or medical expense payments. Such gifts can be made over and above the gifts that will take advantage of the gift tax exemption.
Despite having a multitude of gift giving strategies to choose from, many clients are still reluctant to make transfers for various reasons. Whether due to possibly needing the money again or distrusting the beneficiary or the environment the beneficiary operates under, an individual sitting on the sidelines failing to take advantage of this once-in-a-lifetime opportunity will miss the train if this gift is not made before year end. A technique that should alleviate the concern of this type of individual that hasn’t received much press (but should) is the Disclaimer Gift Trust.
What is a disclaimer? A disclaimer is a refusal by a beneficiary of a gift or bequest. What makes a disclaimer possible is that a disclaimer, if properly accomplished, is not a “transfer.” Under the Internal Revenue Code, without a “transfer” there cannot be a gift. Put another way, gift taxes are only imposed on “the transfer of property by gift.”
Say you feel pressured to capitalize on the current $5,120,000 million gift-tax exemption, but, for many reasons, you wouldn’t otherwise make a gift this year. One way to allow yourself the ability of making the gift and still having time to decide what to exactly do is by utilizing the Disclaimer Gift Trust concept.
For example, before the end of calendar year 2012, you can make a $5,120,000 gift to your spouse. Should Congress decide to extend the $5,120,000 exemption, your spouse can continue to retain the money in trust on a tax free basis or pass some or all of it vis-à-vis a “disclaimer” and pass it to the beneficiaries. The money is still in the individual’s family unit and no harm done.
However, if Congress allows the exemption to expire and its reduced from $5,120,000 to $1,000,000, then your spouse can either still keep the money, or, better yet, “disclaim” the gift within nine months of the date of such gift. If your spouse decides to disclaim the gift then the gift continues in trust for your beneficiaries and is treated as a gift from you and not your spouse. In effect, the gift that was disclaimed is governed by the same rules that existed when you made it. Your spouse is not treated as ever having received it.
This technique effectively buys you an additional nine months to decide whether or not to give your beneficiaries a gift under the current gift tax rules which are only in effect until December 31, 2012! The catch for a Disclaimer Gift Trust to work is that your spouse cannot touch the money in trust while you wait and the donee-spouse must disclaim it within nine months of receiving the gift, otherwise the disclaimer becomes invalid. This disclaimer option only works with a spouse, and, needless to say, one you feel confident won’t divorce you, take the money, and run.
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*******info37.info/delicious-quinoa-recipes-ebook Rich in protein and fiber, quinoa is a tasty and delightful seed that will provide you lots of energy for your daily activities and gym workouts without any huge increase in your blood glucose levels. The glycemic index of any particular food, stacked up on a scale of 1 to 100, reflects that food's capacity to lift blood glucose after it is consumed. Sustenances with a glycemic index of 55 or lower, for example quinoa, serve to stabilize glucose while furnishing enough energy that will keep you relentless during work or exercise.
A cup with 150 grams of cooked quinoa has a glycemic index of 53. A specific food's glycemic index does not fundamentally reflect its quality as a wellspring of vigor or supplements, in any case. Glycemic burden is utilized to measure both the nature of carbohydrates in a sustenance, as shown by its effect on glucose, and the amount of carbs for every serving. A level glycemic burden is characterized as 10 or under, a medium glycemic burden is 11 to 19, while 20 or above is high, as per the Harvard School of Public Health. A regular cup of cooked quinoa holds 25 grams of carbs and possesses a glycemic load of 13. The equalization of the quality and amount of carbs in quinoa make it a viable energy source that won't result in huge changes in blood sugar levels.
Quinoa has a nutty taste and a chewy texture that make for slower eating habits. The seed is high in B vitamins, iron, calcium and magnesium and holds both soluble and insoluble fiber. Nourishments with dissolvable fiber, which comes to be coagulated as it breaks up in the digestive tract, rank lower on the glycemic index due to their lessened rate of retention. Dissolvable fiber expedites the travel of fats through the digestive system and reduces the speed of carbohydrates becoming glucose in the bloodstream. Additionally, apart from giving more than enough fiber, quinoa holds the whole supplement of amino acids, expanding its notoriety for individuals looking for other protein choices than animal meat or milk.
Quinoa's glycemic index rating makes it a more stable wellspring of energy than sustenances like potatoes or corn, which are broken down into sugar all the more rapidly and have a stronger effect on blood glucose levels. Sustenances with a high glycemic index, such as refined sugars and starches, tend to give rise to diabetes and gaining excess weight. Consuming extreme amounts of sustenances with a high glycemic index causes predictably boosted blood glucose, which causes insulin resistance as time passes. Insulin resistance is frequently connected with hypertension, coronary problems and high cholesterol levels.
In the wake of soaking the seeds to rid them of their bitter covering, quinoa could be ready as a principle course or served as a side dish as a substitute for rice or potatoes to bring down the aggregate glycemic index of a dish. Like numerous grains, quinoa could be ground and used to make breads, pastas or grains, however since its without gluten quinoa is suitable for people with digestive problems such as celiac disease. A light and healthy pre-workout dish with quinoa can serve to uphold stable blood glucose levels throughout any activity. For jocks, consuming starches like quinoa after a strenuous occasion can restore vigor by recharging the glycogen saved up in muscles.
This story depicts a tragic infliction on a young man’s life when his parents were killed in an automobile accident and his attempt to cope with the total loss of his family.
The young man’s reaction to this dilemma was to sell the home he had inherited and to purchase a large sailboat, which he singularly sailed to the Bahamas for the purpose of starting a new life for himself within a new environment. He lived aboard his sailboat near a small island within the Bahamas island chain, where his sadness slowly ebbed and eventually dissipated.
The story also relates to the many island friends James Patterson made while living in the area and the physical relationships he shared with some of the native females of the island, including meeting a brash female tourist from New York City who was visiting the island at the time.
The adventure also includes his detailed physical relations with the brash city girl from the Big Apple that eventually led to love after finding and excavating a small fortune in gold coins aboard an old Spanish galleon wreck, which sank in that vicinity many years ago.
Their find, in conjunction with their torrid sexual escapades throughout the area, eventually formed a trusting bond and mutual respect for each other.
The funds from the sale of the Spanish coins allowed them to purchase a new and larger sailboat, which they kept in the Bahamas, and also allowed them to purchase an expensive apartment overlooking the Hudson River in New York City.
They also initiated and formed a distinguished restaurant in the Soho district of New York, where it became viable over a period of time, and eventually, James and Sarah sold it for a great profit.
Their thirst for new challenges and adventures seemed to be endless.
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